Expand access to short-term limited duration health insurance plans with guaranteed renewals to lower premiums, increase competition, and create more health care options for families and small businesses.

“The COMPETE Act restores commonsense flexibility by allowing Americans and employers to choose coverage that fits their needs and their budgets. By expanding access to short-term plans with guaranteed renewals, we can lower premiums, increase competition, and create more health care options for small businesses that are struggling to keep up with rising costs.”

Grothman promoted the COMPETE Act as a commitment to expand short-term health insurance plans with guaranteed renewals and lower-cost coverage options.

Grothman Introduces House Companion to Cruz’s COMPETE Act to Expand Affordable Health Coverage Options | U.S. Representative Glenn Grothman
primary · press_release · model gpt-5.5

CMS states the 2024 final rules limit STLDI initial terms to no more than 3 months and maximum coverage to no more than 4 months including renewals or extensions; it contrasts this with the prior 12-month/36-month rule.

This is the strongest current-status evidence: the prior Trump-era expansion of short-term plans was reversed for new policies beginning September 1, 2024, so the commitment is not currently delivered as of 2026-07-06.

unresolved later_term

Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage (CMS-9904-F) Fact Sheet
secondary · model gpt-5.5 · confidence 96%

The 2018 final rule redefined STLDI to allow an initial contract term under 12 months and total duration up to 36 months with renewals or extensions, effective October 2, 2018.

This substantially delivered the access and renewal-duration portion of the commitment during Grothman's federal service, but it did not create guaranteed renewability.

partial later_term

Short-Term, Limited-Duration Insurance
secondary · model gpt-5.5 · confidence 95%

The rule says it does not impose a guaranteed renewability requirement and only permits, rather than requires, issuers to renew or extend STLDI up to 36 months.

This limits the claim to partial delivery because the commitment specifically called for guaranteed renewals, while the final federal rule left renewal availability to issuers and state law.

partial later_term

Short-Term, Limited-Duration Insurance
secondary · model gpt-5.5 · confidence 96%

Executive Order 13813 directed Treasury, Labor, and HHS to consider expanding STLDI availability and allowing longer periods and consumer renewal.

This was concrete executive-branch action toward the promise and led to the 2018 STLDI rule, but it was an administrative action rather than legislation sponsored or passed by Grothman.

partial later_term

Promoting Healthcare Choice and Competition Across the United States
secondary · model gpt-5.5 · confidence 90%

Executive Order 14009 revoked Executive Order 13813 and directed agencies to review actions arising from it for possible suspension, revision, or rescission.

This began the federal reversal path for the earlier STLDI expansion; the later 2024 CMS rule completed the rollback for new plans.

unresolved later_term

Executive Order on Strengthening Medicaid and the Affordable Care Act
secondary · model gpt-5.5 · confidence 88%

The House passed H.R. 1628, the American Health Care Act, 217-213; the Clerk's roll call records Rep. Grothman voting Aye.

This shows Grothman took a serious health-care deregulation/repeal vote in the same broad policy area, but the roll-call source does not prove delivery of the specific STLDI guaranteed-renewal commitment.

unresolved later_term A for effort

Roll Call 256 | Bill Number: H.R. 1628 | American Health Care Act
secondary · model gpt-5.5 · confidence 78%