Require FEMA to provide NFIP policyholders clear information on what drives their flood insurance premiums and how they can lower costs.

Cleo Fields · Louisiana · Democratic

policy impact 0.55 specificity 0.82 extraction confidence 90%

Commitment kind: unknown. Promised action: not established. Promised outcome: not established. Deadline: unknown; not assumed expired.

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Occurrences

H.R. 9511, the NFIP Premium Transparency Act, legislation that would require the Federal Emergency Management Agency (FEMA) to give the more than 400,000 Louisiana policy holders enrolled in the National Flood Insurance Program a full, clear picture of what is driving their premiums and what they can do to bring those costs down

Fields introduced legislation to require FEMA to give Louisiana NFIP policyholders clearer information about premium drivers and ways to reduce costs.

CONGRESSMAN FIELDS INTRODUCES NFIP PREMIUM TRANSPARENCY ACT ALONGSIDE COSPONSORS
primary · press_release · model gpt-5.5

Evidence

legacy_unverified · Source version not recorded · locator unknown

GovInfo lists H.R. 9511 as introduced by Rep. Cleo Fields on June 29, 2026 and referred to the House Committee on Financial Services.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Fields took concrete same-term action by introducing a bill aimed at the promised FEMA/NFIP transparency requirement, but the official record shows referral to committee rather than enactment.

unresolved same_term A for effort

H.R. 9511 (IH) - NFIP Premium Transparency Act
secondary · model gpt-5.5 · confidence 93%

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legacy_unverified · Source version not recorded · locator unknown

The bill would require NFIP declaration pages to include current premium, discounts, mitigation options and savings, claim history, and property rating factors; it also requires an online information tool.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): The introduced text closely matches the promise to require FEMA to explain premium drivers and ways policyholders can lower costs. Because it remains proposed legislation, this is partial progress, not delivery.

partial same_term A for effort

H.R. 9511 Introduced in House - NFIP Premium Transparency Act bill text
secondary · model gpt-5.5 · confidence 96%

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Assessments

Public state: unverified As of unknown · legacy_unverified · . Original AI recommendation (not independently established): never. same_term A for effort

Fields materially advanced the promise in the same federal House term by introducing H.R. 9511, the NFIP Premium Transparency Act, which would require FEMA/NFIP premium disclosures and cost-lowering information. However, the bill has only been introduced and referred to the House Committee on Financial Services, with no enactment or implemented FEMA requirement shown as of September 1, 2026. This is a serious legislative attempt, but the promised requirement has not been delivered.

provider codex_cli · model gpt-5.5 · confidence 93%