Within 36 months, FEMA must build a publicly accessible online tool that allows homeowners, prospective buyers, and community leaders to look up any NFIP-covered property and model how improvements like elevating a home would reduce both flood risk and insurance costs.
Require FEMA to build a public online tool for NFIP-covered properties that models how mitigation improvements would reduce flood risk and insurance costs.
Occurrences
Evidence
legacy_unverified · Source version not recorded · locator unknown
The current listing for finance-sector bills shows H.R. 9511, NFIP Premium Transparency Act, with latest action: Referred to the House Committee on Financial Services on June 29, 2026.
legacy_unverified · Source version not recorded · locator unknown
Fields announced H.R. 9511, the NFIP Premium Transparency Act. The release says FEMA would have to build a public online tool within 36 months to model mitigation effects on flood risk and insurance costs.
Assessments
Fields directly attempted to fulfill the promise by sponsoring H.R. 9511, the NFIP Premium Transparency Act, which would require FEMA to create the promised public NFIP mitigation and insurance-cost modeling tool. However, as of September 1, 2026, the bill had only been introduced and referred to the House Committee on Financial Services, with no enactment, binding FEMA requirement, or implemented public tool. This is a serious same-term legislative effort, but the promised outcome has not been delivered.