Use the Community Disaster Protection Act to close disaster insurance coverage gaps by authorizing grants for community-based catastrophe insurance products that address risks not adequately covered by traditional insurance.
Commitment kind: action. Promised action: Support grants to develop or facilitate CBCI products for disaster risks underserved by traditional insurance.. Promised outcome: Communities with major coverage gaps or disaster risks would gain broader, more affordable disaster insurance options.. Deadline: unknown; not assumed expired. U.S. Representative for Maryland's 2nd District; co-introducer of the Community Disaster Protection Act in the 119th Congress.
Occurrences
Close disaster coverage gaps by authorizing grants to develop or facilitate CBCI products that cover disaster risks uninsured or underserved by traditional insurance; setting actuarially justified premiums that enable broad participation; and prioritizing applicants facing the greatest coverage gaps or disaster risks.
The legislation would authorize grants for CBCI products targeting uninsured or underserved disaster risks, with priority for communities facing the greatest gaps or risks.
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"By Mr. MIN (for himself, Mr. OLSZEWSKI"; "H.R. 10686. A bill to direct...to establish a pilot program to award grants"
Unverified model/legacy excerpt; not proof. AI summary (separate from source): Official Congressional Record shows H.R. 10686 was introduced with Olszewski named among the original cosponsors and referred to House Financial Services, indicating concrete effort but no enactment yet.
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"The Community Disaster Protection Act would direct the Federal Emergency Management Agency (FEMA) to establish a 5-year pilot program"
Unverified model/legacy excerpt; not proof. AI summary (separate from source): Official House press release describes the bill as creating a FEMA pilot grant program for community-based catastrophe insurance, matching the commitment substance but remaining prospective legislation.
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"Last Action Date Listed October 1, 2026"; "Bill Version Introduced in House (IH)"
Unverified model/legacy excerpt; not proof. AI summary (separate from source): GovInfo's official bill detail page still lists H.R. 10686 as introduced in the House with the last action on October 1, 2026, indicating the proposal has not yet been enacted or advanced beyond introduction/referral.
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"AIA is announcing support for three congressional proposals"; "the Community Disaster Protection Act (H.R. 10686)"
Unverified model/legacy excerpt; not proof. AI summary (separate from source): Within the October 12-14 lookback window, AIA announced support for H.R. 10686, showing continued outside backing but no enactment or official implementation of the grant program.