Require community-based catastrophe insurance programs funded through the Community Disaster Protection Act to promote individual and community-wide disaster-risk mitigation investments that reduce losses and lower premiums.

Promote resiliency investments by requiring CBCI programs to promote specific individual or community-wide investments to mitigate disaster risks, reduce potential losses, and secure lower premiums.

The bill would require funded CBCI programs to promote resilience investments that reduce disaster risks, losses, and premiums.

Representatives Min and Olszewski Introduce the Community Disaster Protection Act to Expand Insurance Access in High-Risk Communities | Representative Dave Min
primary · press_release · model gpt-5.5

unverified · Source version 79791 · locator unknown

Rep. Dave Min (CA-47), and Johnny Olszewski (MD-02) ... introduced the Community Disaster Protection Act

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Official House release documents a concrete legislative effort by Olszewski during the 119th Congress, but describes introduction rather than enactment.

unresolved same_term A for effort

Representatives Min and Olszewski Introduce the Community Disaster Protection Act to Expand Insurance Access in High-Risk Communities | Representative Dave Min
primary · model gpt-5.5 · confidence 90%

unverified · Source version 79793 · locator unknown

shall establish a pilot program to award grants to covered entities

Unverified model/legacy excerpt; not proof. AI summary (separate from source): The draft bill text would create the FEMA grant pilot that funds community-based catastrophe insurance programs, but the text is introduced-form legislation and remains contingent on enactment.

unresolved same_term A for effort

final-text-community-disaster-protection-act.pdf
secondary · model gpt-5.5 · confidence 86%

verified · Source version 91289 · locator 1214

Last Action Date Listed October 1, 2026 Action Mr. Min (for himself, Mr. Olszewski, Mr. Bera, Ms. Bonamici, Mr. Case, Ms. Castor of Florida, Mr. Cisneros, Mr. Cohen, Ms. Dexter, Mr. Kennedy of New York, Mr. Levin, Mr. Mullin, Ms. Ross, Ms. Salinas, and Mr. Thanedar) introduced the following bill; which was referred to the Committee on Financial Services

Fetched verbatim passage. AI summary (separate from source): GovInfo's official bill record shows Olszewski as an original cosponsor and the last listed action as introduction and referral to House Financial Services, not enactment or implementation. This is concrete same-term effort but leaves the commitment unresolved.

unresolved same_term A for effort

H.R. 10686 (IH) - Community Disaster Protection Act - BILLS-119hr10686ih | Content Details | GovInfo
secondary · model gpt-5.5 · confidence 94%

verified · Source version 91295 · locator 1550

Not later than 1 year after the date of enactment of this Act, the Secretary, acting through the Administrator, shall establish a pilot program to award grants to covered entities for the design, development, or implementation of community-based catastrophe insurance programs

Fetched verbatim passage. AI summary (separate from source): The official introduced bill text makes the FEMA pilot contingent on enactment, so introduction alone does not deliver the promised requirement for funded community-based catastrophe insurance programs.

unresolved same_term A for effort

H.R. 10686 Introduced in House - Community Disaster Protection Act
secondary · model gpt-5.5 · confidence 90%