Extend the annual cap on out-of-pocket prescription drug expenses to all insurance plans.

Lower prescription drug costs by extending annual cap on out-of-pocket expenses on drugs to all insurance plans

Commits to extending drug cost caps across insurance plans.

The American Affordability Agenda | Seth Moulton for Massachusetts
campaign · campaign_site · model gpt-5.4-mini

The bill text states that a group health plan and health insurance issuer offering group health insurance coverage shall ensure that cost-sharing for covered prescription drugs does not exceed ACA section 1302(c)(5) limitations, showing a concrete proposal to extend prescription-drug out-of-pocket caps beyond Medicare.

The source describes legislation that would cap prescription-drug cost sharing for group health plans and insurers, extending out-of-pocket limits beyond Medicare.

S. 529 — Capping Prescription Costs Act of 2025 (Congress.gov text)
secondary · other · model gpt-5.5

Bill text includes a 'Limitation on prescription drug out-of-pocket cost' provision for group health plans and health insurance issuers.

The bill would cap annual out-of-pocket prescription drug costs in private group and individual health coverage, matching the existing claim to extend the prescription drug cap to all insurance plans.

H.R. 6166 — Lowering Drug Costs for American Families Act (Congress.gov text)
secondary · other · model gpt-5.5

Congressional Record materials from January 22, 2026 include legislative text concerning prescription drug cost-sharing limits for group health plans and health insurance issuers, reflecting ongoing congressional activity on extending out-of-pocket caps beyond Medicare Part D.

Evidence of ongoing legislative activity in the House in the last lookback window, but no sign the broader all-insurance-plans cap was enacted or delivered.

unresolved same_term A for effort

CREC-2026-01-22-house.pdf
secondary · model gpt-5.4-mini · confidence 71%

The bill text states that a group health plan and health insurance issuer offering group health insurance coverage shall ensure that cost-sharing for covered prescription drugs does not exceed ACA section 1302(c)(5) limitations, showing a concrete proposal to extend prescription-drug out-of-pocket caps beyond Medicare.

Concrete introduced legislation consistent with the claim, but the available record shows introduction rather than enactment.

unresolved same_term A for effort

S. 529 — Capping Prescription Costs Act of 2025 (Congress.gov text)
secondary · model gpt-5.4-mini · confidence 77%

Bill text includes a ‘Limitation on prescription drug out-of-pocket cost-’ provision for group health plans and insurance issuers, indicating continued effort to cap prescription-drug spending across private coverage.

Additional evidence of attempted extension to private insurance, but still only draft legislation in the public record.

unresolved same_term A for effort

H.R. 6166 — Lowering Drug Costs for American Families Act (Congress.gov text)
secondary · model gpt-5.4-mini · confidence 69%

Moulton’s official site shows a May 26, 2026 policy reintroduction press release for an unrelated bill, with no mention of enactment of a prescription-drug out-of-pocket cap for all insurance plans.

Recent office activity demonstrates the member remains active, but it does not provide evidence of delivery on this specific claim.

unresolved same_term

Moulton Re-Introduces American High Speed Rail Act, Calling for $41 Billion Annual Investment to Build America’s Rail Future
secondary · model gpt-5.4-mini · confidence 44%

The official office news page shows recent releases from May 2026, but none in the retrieved record report passage or implementation of a universal prescription-drug out-of-pocket cap across all insurance plans.

Current official office materials do not show delivery; the claim remains unconfirmed and unresolved in the lookback window.

unresolved same_term

Congressman Seth Moulton | Representing the 6th District of Massachusetts
secondary · model gpt-5.4-mini · confidence 53%