I am committed to preventing insurance companies from increasing premiums and deductibles while reducing coverage.

Hillary J. Scholten · Michigan · Democratic

policy impact 0.90 specificity 0.95 extraction confidence 100%

Contest this claim

Occurrences

I am committed to preventing insurance companies from increasing premiums and deductibles while reducing coverage.

Commits to blocking insurers from raising out-of-pocket costs or cutting coverage.

Healthcare - Hillary Scholten for Congress
campaign · campaign_site · model gpt-5.4-mini

I am committed to preventing insurance companies from increasing premiums and deductibles while reducing coverage.

Scholten promises to stop insurers from raising costs or cutting coverage for sick people.

Priorities - Hillary Scholten for Congress
campaign · campaign_site · model gpt-5.4-mini

Evidence

I support policies that will ban insurance companies from raising rates on people when they get sick, denying people coverage for having a pre-existing condition or dropping them when they get sick. I am committed to preventing insurance companies from increasing premiums and deductibles while reducing coverage.

Archived campaign priority statement makes the promise directly, framing it as a commitment to stop premium, deductible, and coverage reductions by insurers.

never same_term

Priorities - Hillary Scholten for Congress
campaign · model gpt-5.4-mini · confidence 98%

Contest this evidence item

The bill makes permanent temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit... Rep. Scholten, Hillary J. [D-MI-3] | 05/14/2025

Congress.gov shows Scholten added her name to legislation expanding premium tax credits, a concrete effort aimed at lowering marketplace premiums, but the bill was only introduced and referred.

never same_term A for effort

All Info - H.R.247 - 119th Congress (2025-2026): Health Care Affordability Act of 2025 | Congress.gov | Library of Congress
primary · model gpt-5.4-mini · confidence 93%

Contest this evidence item

H.R. 6575 — A bill to amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit, to amend the Patient Protection and Affordable Care Act to make certain adjustments to the operation of the Exchanges established under such Act, and for other purposes; to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Rules... By Mrs. KIGGANS ... and Ms. Scholten...

Congress.gov records Scholten as a cosponsor of a bill to extend premium tax credits and adjust ACA exchanges, but the bill history shows introduction/committee referral rather than enactment.

never same_term A for effort

H.R.6575 - CommonGround for Affordable Health Care Act
primary · model gpt-5.4-mini · confidence 91%

Contest this evidence item

Representative Hillary Scholten is leading eight members of the Lowering Costs Caucus in calling on House Speaker Mike Johnson to extend the Affordable Care Act (ACA) enhanced premium tax credits that are set to expire at the end of the year. If Congress fails to take action, premiums on the Marketplace will on average double next year... We are committed to working with House Leadership to ensure that Congress protects American families, starting with safeguarding their access to quality, affordable health care.

Scholten publicly pushed for extending ACA premium credits because premiums were expected to rise sharply without action, showing active effort but not fulfillment of the promise itself.

never same_term A for effort

Rep. Scholten, Members of Lowering Costs Caucus Call On Speaker Johnson To Extend ACA Enhanced Premium Tax Credits | Representative Hillary Scholten
primary · model gpt-5.4-mini · confidence 90%

Contest this evidence item

Latest Action: House - 01/09/2025 Referred to the House Committee on Ways and Means. This bill has the status Introduced. Rep. Scholten, Hillary J. [D-MI-3] | 05/14/2025. This bill makes permanent temporary changes... that generally expand eligibility for and increase the amount of the premium tax credit.

Congress.gov shows Scholten cosponsored a bill to permanently expand ACA premium tax credits, a concrete effort to lower insurance premiums, but the bill remained introduced/referred rather than enacted.

never same_term A for effort

All Info - H.R.247 - 119th Congress (2025-2026): Health Care Affordability Act of 2025 | Congress.gov | Library of Congress
primary · model gpt-5.5 · confidence 94%

Contest this evidence item

Official Title as Introduced: To amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit... Latest Action: House - 12/10/2025 Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Rules... This bill has the status Introduced. Rep. Scholten, Hillary J. [D-MI-3]* | 12/10/2025.

Congress.gov records Scholten as an original cosponsor of a bipartisan bill to extend and modify enhanced ACA premium tax credits, but the bill was only introduced and referred to committees.

never same_term A for effort

All Info - H.R.6575 - 119th Congress (2025-2026): CommonGround for Affordable Health Care Act
secondary · model gpt-5.5 · confidence 93%

Contest this evidence item

SECTION 1. Short title. This Act may be cited as the “CommonGround for Affordable Health Care Act”. SEC. 2. Extension and modification of enhanced premium tax credit. Section 36B(b)(3)(A)(iii) of the Internal Revenue Code of 1986 is amended...

The bill text confirms H.R.6575 targeted extension and modification of enhanced premium tax credits, showing relevant legislative effort rather than completed implementation.

never same_term A for effort

Text - H.R.6575 - 119th Congress (2025-2026): CommonGround for Affordable Health Care Act
secondary · model gpt-5.5 · confidence 90%

Contest this evidence item

Representative Hillary Scholten is leading eight members of the Lowering Costs Caucus in calling on House Speaker Mike Johnson to extend the Affordable Care Act (ACA) enhanced premium tax credits that are set to expire at the end of the year. If Congress fails to take action, premiums on the Marketplace will on average double next year.

Scholten publicly pressed House leadership to extend ACA enhanced premium tax credits to avoid premium increases, showing effort, but the statement itself does not show enactment of the promised protection.

never same_term A for effort

Rep. Scholten, Members of Lowering Costs Caucus Call On Speaker Johnson To Extend ACA Enhanced Premium Tax Credits | Representative Hillary Scholten
primary · model gpt-5.5 · confidence 88%

Contest this evidence item

Assessments

never same_term A for effort

Scholten made relevant federal efforts in office, including cosponsoring bills to extend or make permanent enhanced ACA premium tax credits and publicly pressing House leadership to act against expected premium increases. However, the cited legislation was introduced/referred rather than enacted, and the evidence does not show that she delivered a federal policy preventing insurers from increasing premiums or deductibles while reducing coverage. This supports recognizing serious effort but not fulfillment.

provider codex_cli · model gpt-5.5 · confidence 92%

never same_term A for effort

Scholten made the campaign commitment to stop insurers from increasing premiums and deductibles while reducing coverage. The evidence shows concrete same-term efforts, including cosponsoring ACA premium tax credit legislation and publicly pressing House leadership to extend enhanced ACA credits, but the cited bills were introduced/referred rather than enacted and there is no evidence that the promised protection was implemented. Because she made serious legislative and executive-facing attempts without delivering the promised outcome, the correct outcome is never with an effort badge.

provider codex_cli · model gpt-5.5 · confidence 91%