I am committed to preventing insurance companies from increasing premiums and deductibles while reducing coverage.
I am committed to preventing insurance companies from increasing premiums and deductibles while reducing coverage.
Occurrences
I am committed to preventing insurance companies from increasing premiums and deductibles while reducing coverage.
Evidence
I support policies that will ban insurance companies from raising rates on people when they get sick, denying people coverage for having a pre-existing condition or dropping them when they get sick. I am committed to preventing insurance companies from increasing premiums and deductibles while reducing coverage.
The bill makes permanent temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit... Rep. Scholten, Hillary J. [D-MI-3] | 05/14/2025
H.R. 6575 — A bill to amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit, to amend the Patient Protection and Affordable Care Act to make certain adjustments to the operation of the Exchanges established under such Act, and for other purposes; to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Rules... By Mrs. KIGGANS ... and Ms. Scholten...
Representative Hillary Scholten is leading eight members of the Lowering Costs Caucus in calling on House Speaker Mike Johnson to extend the Affordable Care Act (ACA) enhanced premium tax credits that are set to expire at the end of the year. If Congress fails to take action, premiums on the Marketplace will on average double next year... We are committed to working with House Leadership to ensure that Congress protects American families, starting with safeguarding their access to quality, affordable health care.
Latest Action: House - 01/09/2025 Referred to the House Committee on Ways and Means. This bill has the status Introduced. Rep. Scholten, Hillary J. [D-MI-3] | 05/14/2025. This bill makes permanent temporary changes... that generally expand eligibility for and increase the amount of the premium tax credit.
Official Title as Introduced: To amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit... Latest Action: House - 12/10/2025 Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Rules... This bill has the status Introduced. Rep. Scholten, Hillary J. [D-MI-3]* | 12/10/2025.
SECTION 1. Short title. This Act may be cited as the “CommonGround for Affordable Health Care Act”. SEC. 2. Extension and modification of enhanced premium tax credit. Section 36B(b)(3)(A)(iii) of the Internal Revenue Code of 1986 is amended...
Representative Hillary Scholten is leading eight members of the Lowering Costs Caucus in calling on House Speaker Mike Johnson to extend the Affordable Care Act (ACA) enhanced premium tax credits that are set to expire at the end of the year. If Congress fails to take action, premiums on the Marketplace will on average double next year.
Assessments
Scholten made relevant federal efforts in office, including cosponsoring bills to extend or make permanent enhanced ACA premium tax credits and publicly pressing House leadership to act against expected premium increases. However, the cited legislation was introduced/referred rather than enacted, and the evidence does not show that she delivered a federal policy preventing insurers from increasing premiums or deductibles while reducing coverage. This supports recognizing serious effort but not fulfillment.
Scholten made the campaign commitment to stop insurers from increasing premiums and deductibles while reducing coverage. The evidence shows concrete same-term efforts, including cosponsoring ACA premium tax credit legislation and publicly pressing House leadership to extend enhanced ACA credits, but the cited bills were introduced/referred rather than enacted and there is no evidence that the promised protection was implemented. Because she made serious legislative and executive-facing attempts without delivering the promised outcome, the correct outcome is never with an effort badge.