Provide grants and forgivable loans to help homeowners repair and weatherize their properties.
Provide grants and forgivable loans to help homeowners repair and weatherize their properties.
Occurrences
- Whole-Home Repairs Act: Authorizes a pilot program to help thousands of working families afford essential, costly home repairs through grants and forgivable loans.
The 21st Century ROAD to Housing Act ... includes measures such as the Whole-Home Repairs Act, authorizing a pilot program to assist families with home repairs through grants and forgivable loans.
Sec. 5204. Whole-Home Repairs Act.
Evidence
legacy_unverified · Source version not recorded · locator unknown
On July 29, 2025, Senator Tina Smith announced that two of her major bipartisan bills aimed at combating America's housing crisis were included in a package that passed unanimously (24–0) out of the Senate Banking, Housing, and Urban Development Committee. The package, titled the Renewing Opportunity in the American Dream (ROAD) to Housing Act of 2025, represents the first comprehensive national legislation on housing since the 2008 financial crisis. Among the provisions included in the package is the authorization of grants and forgivable loans to help homeowners repair and weatherize their properties.
legacy_unverified · Source version not recorded · locator unknown
On March 12, 2026, Senator Tina Smith announced that her bipartisan Rural Housing Service Reform Act was included in the 21st Century ROAD to Housing Act, which passed the Senate with an 89–10 vote. This comprehensive housing supply legislation, the first in 30 years, includes provisions such as the Whole-Home Repairs Act, authorizing a pilot program to help thousands of working families afford essential home repairs through grants and forgivable loans.
legacy_unverified · Source version not recorded · locator unknown
U.S. Senator Tina Smith announced that her bipartisan Rural Housing Service Reform Act was included in the 21st Century ROAD to Housing Act, which passed the Senate in an 89-10 vote. The package also includes the Whole-Home Repairs Act, authorizing a pilot program to help thousands of working families afford essential home repairs through grants and forgivable loans.
legacy_unverified · Source version not recorded · locator unknown
The 21st Century ROAD to Housing Act, which passed the Senate with an 89-10 vote, includes provisions authored by Senator Kevin Cramer. The bill aims to increase housing supply and includes measures such as the Whole-Home Repairs Act, authorizing a pilot program to assist families with home repairs through grants and forgivable loans.
unverified · Source version 62472 · locator unknown
GovInfo lists H.R. 6644 as Public Law 119-101, the 21st Century ROAD to Housing Act, with a July 11, 2026 approval date and legislative history showing final House concurrence on June 23, 2026.
unverified · Source version 62467 · locator unknown
Section 202 codifies the Whole-Home Repairs Act. It defines covered repairs to include energy efficiency, resilience, and weatherization; authorizes a pilot program for implementing-organization grants; directs grants to eligible homeowners; and directs loans, potentially forgivable, to eligible landlords. Section 1202 states no additional funds are authorized to be appropriated for the Act.
Assessments
The promised mechanism was materially advanced during Tina Smith's Senate term: she was an original cosponsor of the Whole-Home Repairs Act, supported its inclusion in the broader 21st Century ROAD to Housing Act, and that package became Public Law 119-101 on July 11, 2026. Section 202 creates a pilot program for grants to eligible homeowners and loans that may be forgivable for eligible landlords, covering repairs including weatherization. However, the enacted law appears to authorize the program rather than prove funded grants or loan disbursements, and Section 1202 states that no additional funds are authorized to be appropriated. That falls short of fully providing the promised assistance, so partial credit is appropriate.
The evidence shows Smith materially advanced related housing legislation during her Senate term: provisions for grants and forgivable loans for home repair/weatherization were included in a broader housing package that passed committee and then the Senate in March 2026. However, the record provided does not show final enactment into law, appropriation, or implementation of grants or forgivable loans. Senate passage and authorization language are a serious legislative attempt, but they do not by themselves fulfill the promise to provide the assistance.
The evidence confirms that Senator Tina Smith made significant legislative progress toward providing grants and forgivable loans for home repairs and weatherization. Her provisions were included in major housing acts that advanced through the committee and passed the Senate. However, the evidence references authorization of pilot programs and inclusion of provisions, without confirming full, nationwide implementation or sustained funding. This constitutes a partial fulfillment of the promise.