Horsford wants to change that by banning insurance companies from denying health care prescribed by a doctor and limiting how much they can raise rates on customers.
Ban insurance companies from denying doctor-prescribed health care and limit how much they can raise rates.
Occurrences
Horsford wants to change that by banning insurance companies from denying health care prescribed by a doctor and limiting how much they can raise rates on customers.
Horsford wants to change that by banning insurance companies from denying health care prescribed by a doctor and limiting how much they can raise rates on customers.
Evidence
"Democrats worked throughout 2025 to extend the health care tax credit – including two amendments and standalone legislation introduced by Rep. Horsford – but every effort was blocked by a party line vote."
Sponsor: Rep. Horsford, Steven [D-NV-4] (Introduced 04/01/2025). Tracker: Tip | This bill has the status Introduced.
Sponsor: Rep. Horsford, Steven [D-NV-4] (Introduced 01/30/2024). Tracker: Tip | This bill has the status Introduced.
Sponsor: Rep. Horsford, Steven [D-NV-4] (Introduced 11/17/2025). Tracker: Tip | This bill has the status Introduced.
Health: improve affordability and reduce premium costs of health insurance for consumers (see H.R. 1692), H4152 [25JN] ... Insurance: require group health plans and health insurance issuers offering group or individual health insurance coverage to disclose percentage of in-network participation for certain provider types (see H.R. 7140), H315 [30JA].
"I ran for Congress on a promise to work to lower health-care costs for Nevada's working families. This legislation follows through on that promise," Horsford said. "This bill will lower insurance premiums, strengthen protections for the 1.2 million Nevadans with pre-existing conditions..."
He met with owner Kari Garcia, who shared the growing challenges of affording health care. Garcia explained that her premiums have increased by $180 compared to last year, a cost that is putting added pressure on her business and bottom line.
Democrats worked throughout 2025 to extend the health care tax credit – including two amendments and standalone legislation introduced by Rep. Horsford – but every effort was blocked by a party line vote.
Assessments
The evidence shows Horsford made repeated federal legislative efforts on health-care affordability and insurance protections, including amendments and standalone bills related to premium tax credits, prescription cost caps, and transparency. However, the cited bills remained introduced or were blocked, and there is no evidence that his promised outcome of banning insurer denials of doctor-prescribed care and limiting rate increases was enacted or otherwise delivered. Because he made serious legislative attempts that failed to achieve the promised policy outcome, this is best scored as never delivered with an effort badge.
The promise was to ban insurer denials of doctor-prescribed care and limit rate increases. The evidence shows Horsford introduced and supported health affordability, premium tax credit, transparency, and cost-sharing legislation, but the cited bills remained only introduced or were blocked and did not become law. Because the promised regulatory outcome was not enacted, the outcome is never, while the repeated legislative attempts justify the effort badge.