We must ensure deposits are protected, expand access to capital, make lending cheaper, increase affordability for small businesses, and Make Community Banking Great Again.
We must ensure deposits are protected, expand access to capital, make lending cheaper, and increase affordability for small businesses.
Occurrences
This legislation will increase the capital available to small businesses, especially those in rural and underserved communities, manufacturing, or the critical technology sector, through Small Business Investment Companies (SBICs).
Introducing the Growing Deposit Insurance for the Future Act to protect Americans’ bank accounts from inflation.
The bill updates the inflation adjustment in the Federal Deposit Insurance Act so that deposit insurance coverage automatically grows with inflation going forward.
announced his support for the Main Street Capital Access Act ... [to] restore fair access to banking, strengthen community lenders, and expand capital for Main Street ... expand access to capital for small businesses
Evidence
Meuser said President Trump signed H.R. 2066 into law, and the bill will increase capital available to small businesses through SBICs. The release says the act lets investments in rural, low-income, manufacturing, and critical technology areas be excluded from an SBIC leverage cap, making more capital available.
GovInfo lists H.R. 2066 as an enrolled bill and identifies the short title as the Investing in All of America Act of 2025.
The committee said H.R. 3234, the Keeping Deposits Local Act, increases reciprocal deposit limits for community banks and helps local institutions keep deposits in their communities and strengthen lending capacity for families and small businesses. It also said H.R. 5317 strengthens access to deposit placement services and supports local lending.
Meuser said a well calibrated capital framework is important for protecting small business access to capital, and that overly stringent requirements can restrict lending and hinder growth. The hearing also noted the revised proposal reduces burdensome capital requirements on regional community banks.
Assessments
Meuser can be credited with same-term partial delivery because H.R. 2066, the Investing in All of America Act, was enacted and directly addresses the promise to expand small-business access to capital through SBIC investment flexibility. However, the full promise was broader: protecting deposits, making lending cheaper, and increasing affordability for small businesses. The available evidence shows House passage and committee activity on deposit and lending-capacity bills, plus hearing advocacy on capital rules, but not final enactment or demonstrated delivery of cheaper lending or broader affordability outcomes. That supports partial fulfillment with a meaningful effort badge, not full delivery.