The bipartisan Community Investment and Prosperity Act ... would increase a statutory cap limiting banks’ investments in community development projects, which will unlock billions in capital for affordable housing, small businesses, financial education, and other economic development needs in communities that need it the most.
Raise the statutory cap limiting banks’ investments in community development projects to unlock additional capital for affordable housing, small businesses, financial education, and other local economic development.
Occurrences
Evidence
The Senate-passed version of H.R. 6644 includes Title II, section 204, the Community Investment and Prosperity Act. The related Senate press release states the package passed 89-10 and that this bill increases the cap on capital investment a bank can make in community development projects.
Assessments
Blunt Rochester materially advanced the promise by co-leading the Senate Community Investment and Prosperity Act, which would raise the public welfare investment cap from 15% to 20%, and the provision was included in the Senate-passed 21st Century ROAD to Housing Act. However, as of May 23, 2026, the relevant H.R. 6644 package had not become law; after House action on May 21, it was still awaiting further Senate action before presentment. Because the statutory cap has not actually been raised yet, the promised outcome is not delivered, but there is clear serious legislative effort during the same federal term.