The Healthy MOM Act would ensure that all women eligible for coverage through the Affordable Care Act (ACA) insurance marketplaces, as well as women eligible for other individual or group health plan coverage, can access affordable health care coverage throughout their pregnancies. The bill would establish a special enrollment period (SEP) for expectant mothers. Currently, marriage, divorce, having a baby, adoption, and changing jobs are considered qualifying life events that trigger a special enrollment period; however, becoming pregnant is not considered a qualifying event. The Healthy MOM Act would change that.
Support legislation to establish a special enrollment period for pregnancy in ACA marketplaces and other health insurance plans, allowing expectant mothers to enroll in or change coverage when they become pregnant.
Occurrences
Evidence
On November 20, 2025, Senator Angela Alsobrooks (D-Md.) and Congresswoman Bonnie Watson Coleman (D-N.J.-12) introduced the Healthy Maternal and Obstetric Medicine (MOM) Act. The Healthy MOM Act would ensure that all women eligible for coverage through the Affordable Care Act (ACA) insurance marketplaces, as well as women eligible for other individual or group health plan coverage, can access affordable health care coverage throughout their pregnancies. The bill would establish a special enrollment period (SEP) for expectant mothers.
S.3274 - Healthy MOM Act 119th Congress (2025-2026) | Sponsor: Sen. Alsobrooks, Angela D. [D-MD] (Introduced 11/20/2025) Committees: Senate - Health, Education, Labor, and Pensions Latest Action: Senate - 11/20/2025 Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
11-20-2025 | S.3274 | Healthy MOM Act Latest Action: Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Assessments
Senator Alsobrooks sponsored and introduced the Healthy MOM Act to establish a special enrollment period for pregnancy in ACA marketplaces, fulfilling the criteria for a serious legislative attempt. However, the bill has not advanced beyond referral to committee, and there is no evidence of its passage. Thus, despite significant effort, the promised outcome was not delivered.