Support federal housing loan assistance for teachers, police officers, firefighters, and other first responders so they can buy homes in the communities where they serve.

Ashley Moody · Florida · Republican

policy impact 0.72 specificity 0.92 extraction confidence 97%

Contest this claim

Occurrences

Evidence

Sponsor: Sen. Moody, Ashley [R-FL] (Introduced 03/12/2025). Latest Action: Senate - 03/12/2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. The bill is titled 'To amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.' The text states it would establish an FHA mortgage insurance program for first responders and provides for no down payment.

Moody introduced the HELPER Act in the Senate to create FHA mortgage assistance for first responders, including no-down-payment home purchases, but the bill was only referred to committee.

partial same_term A for effort

S.978 - HELPER Act of 2025 | Congress.gov | Library of Congress
secondary · model gpt-5.4-mini · confidence 98%

Contest this evidence item

The HELPER Act is a Top Priority for Senator Moody and the First Bill She is Sponsoring as Florida’s Newest U.S. Senator. The release says the bill would provide mortgage assistance to law enforcement officers, firefighters, and other first responders, and that primary and secondary teachers would also be eligible for the home loan program.

Moody publicly backed the policy and filed her first Senate bill to provide home loan assistance to teachers and first responders.

partial same_term A for effort

Senator Moody Fights for Affordable Homeownership for Florida Law Enforcement Officers
secondary · model gpt-5.4-mini · confidence 95%

Contest this evidence item

Congress.gov lists S.978 as introduced by Sen. Ashley Moody on March 12, 2025, with the latest action showing it was read twice and referred to the Senate Committee on Banking, Housing, and Urban Affairs; the tracker still shows the bill as Introduced.

Moody made a serious legislative attempt to support housing loan assistance for first responders and teachers, but the bill was only introduced and referred to committee, with no enactment or final federal program delivered.

never same_term A for effort

All Information (Except Text) for S.978 - HELPER Act of 2025 | Congress.gov | Library of Congress
secondary · model gpt-5.4-mini · confidence 98%

Contest this evidence item

Assessments

never same_term A for effort

Moody materially advanced the promised policy by sponsoring S.978, the HELPER Act of 2025, to establish a federal mortgage insurance/home loan assistance program for first responders and educators. However, the bill remains only introduced and referred to the Senate Banking, Housing, and Urban Affairs Committee, with no passage, enactment, or implemented federal loan assistance program. This is a serious legislative attempt but not delivery of the promised outcome.

provider codex_cli · model gpt-5.5 · confidence 98%

never same_term A for effort

Moody made a serious federal legislative attempt by sponsoring S.978, the HELPER Act of 2025, which directly matched the promise by proposing FHA mortgage assistance, including no-down-payment support, for first responders and teachers. However, the evidence shows the bill was only introduced and referred to the Senate Banking, Housing, and Urban Affairs Committee on March 12, 2025, with no passage or enacted federal program. Because the promised housing loan assistance was not delivered, but she materially attempted it in the same Senate term, this is a failed delivery with an effort badge.

provider codex_cli · model gpt-5.5 · confidence 97%