Prohibit banks from collecting, maintaining, and disclosing information tied to Americans' citizenship and immigration status.

Angela D. Alsobrooks · Maryland · Democratic

policy impact 0.70 specificity 0.94 extraction confidence 98%

Commitment kind: unknown. Promised action: not established. Promised outcome: not established. Deadline: unknown; not assumed expired.

Occurrences

introduced the Financial Access Protection Act, which would prohibit banks from collecting, maintaining, and disclosing information tied to Americans’ citizenship and immigration status.

Alsobrooks cointroduced legislation to bar banks from handling citizenship and immigration-status data in this way.

Alsobrooks, Torres Introduce Bill to Prohibit Banks from Enforcing Immigration Laws
primary · press_release · model gpt-5.4-mini

Evidence

legacy_unverified · Source version not recorded · locator unknown

04-30-2026 | S.4450 | Financial Access Protection Act Latest Action: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Alsobrooks introduced the Financial Access Protection Act, but it was only read twice and referred to committee, with no enactment or final passage shown.

unresolved same_term A for effort

Legislation - Senator Angela Alsobrooks
primary · model gpt-5.4-mini · confidence 98%

legacy_unverified · Source version not recorded · locator unknown

Last Action Date Listed April 30, 2026; Action: Ms. Alsobrooks introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Full Title: To prohibit covered financial institutions from collecting, maintaining, and disclosing information relating to the citizenship status and immigration status of consumers, and for other purposes.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): The bill text matches the promise, but the official legislative record shows only introduction and committee referral, so the promise remains unfulfilled as of the lookback period.

unresolved same_term A for effort

S. 4450 (IS) - Financial Access Protection Act - GovInfo
secondary · model gpt-5.4-mini · confidence 99%

legacy_unverified · Source version not recorded · locator unknown

GovInfo lists S. 4450 as the introduced Senate bill sponsored by Angela D. Alsobrooks. Its full title is to prohibit covered financial institutions from collecting, maintaining, and disclosing citizenship- and immigration-status information. The last listed action is April 30, 2026: read twice and referred to the Senate Banking, Housing, and Urban Affairs Committee.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Alsobrooks introduced bill text matching the promise, but the official record still shows only introduction and committee referral, not enactment.

never same_term A for effort

S. 4450 (IS) - Financial Access Protection Act - GovInfo
secondary · model gpt-5.5 · confidence 99%

legacy_unverified · Source version not recorded · locator unknown

The CFPB statement says creditors are permitted, and in some circumstances may be obligated, to consider information bearing on a consumer's immigration status, lawful presence, authorization to work, and removal risk when assessing repayment ability. It states the guidance has no binding legal effect.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): A later federal agency statement moved in the opposite direction of the promised statutory prohibition, confirming no enacted federal ban on such collection or consideration was in effect.

never same_term

Statement on Ability To Repay and Immigration Status
secondary · model gpt-5.5 · confidence 94%

Assessments

Public state: unverified As of unknown · legacy_unverified · . Original AI recommendation (not independently established): never. same_term A for effort

Alsobrooks introduced S.4450, the Financial Access Protection Act, which directly matched the promise by seeking to prohibit covered financial institutions from collecting, maintaining, and disclosing citizenship- and immigration-status information. However, the bill’s latest official status remains introduction/read twice/referral to the Senate Banking, Housing, and Urban Affairs Committee, with no passage or enactment. A subsequent CFPB statement also indicated no binding federal prohibition had taken effect. This qualifies as a serious legislative attempt, but the promised outcome was not delivered.

provider codex_cli · model gpt-5.5 · confidence 96%

Public state: unverified As of unknown · legacy_unverified · . Original AI recommendation (not independently established): never. same_term A for effort

Alsobrooks introduced S.4450, the Financial Access Protection Act, on April 30, 2026, and the bill text directly matches the promise to prohibit covered financial institutions from collecting, maintaining, and disclosing citizenship or immigration-status information. However, the latest available legislative status shows only that it was read twice and referred to the Senate Banking, Housing, and Urban Affairs Committee, with no passage or enactment. This is a serious same-term legislative effort, but the promised federal prohibition has not been delivered.

provider codex_cli · model gpt-5.5 · confidence 98%