Expanding access to homeownership A number of the bills focus on making it easier for families to buy a home by expanding access to small-dollar mortgages, supporting manufactured housing, updating financing rules, and improving awareness of home loan benefits for veterans.
Support legislation to expand access to homeownership through small-dollar mortgages, manufactured housing, and updated financing rules.
Occurrences
The 21st Century ROAD to Housing Act includes measures to streamline permitting and environmental reviews, support manufactured and modular housing development, strengthen regional housing planning, expand access to small-dollar mortgages, improve financing tools for community lenders, and modernize federal housing programs.
comprehensive legislation aimed at increasing housing supply, lowering housing costs, and expanding access to homeownership for working families across the country
Evidence
The site lists Bera's May 21, 2026 statement backing House passage of the 21st Century ROAD to Housing Act, describing it as legislation to boost housing supply and expand access to homeownership.
CRS says the housing package would let HUD pilot small-dollar mortgages, update manufactured-home rules and standards, and require CFPB actions on loan compensation and points-and-fees thresholds to encourage more small-loan lending.
Assessments
Bera publicly backed House passage of the 21st Century ROAD to Housing Act in his current term, and the package directly addressed the promised areas: small-dollar mortgages, manufactured housing, and updated financing rules. That is enough to count as supporting the legislation he promised to advance.