Improving access to financing for housing development Bera is also backing measures to support community banks, credit unions, and community development-focused lenders that play an important role in financing housing production and neighborhood investment.
Support legislation that improves financing for housing development by strengthening community banks, credit unions, and community development lenders.
Occurrences
The 21st Century ROAD to Housing Act includes measures to streamline permitting and environmental reviews, support manufactured and modular housing development, strengthen regional housing planning, expand access to small-dollar mortgages, improve financing tools for community lenders, and modernize federal housing programs.
Evidence
Bera's housing page says he voted for the Housing for the 21st Century Act, a package focused on expanding housing supply, lowering costs, cutting red tape, modernizing HUD programs, and unlocking financing to help build more homes.
On May 21, 2026, Bera issued a statement applauding House passage of the 21st Century ROAD to Housing Act, calling it comprehensive legislation to increase housing supply, lower housing costs, and expand access to homeownership for working families.
Assessments
Bera took concrete same-term action consistent with the promise by voting for and publicly supporting House housing legislation described as expanding supply and unlocking financing for more homes. That satisfies the 'support legislation' portion of the pledge. But the record here does not show that the promised outcome was fully delivered through enacted federal law, nor does it clearly establish that the legislation specifically strengthened community banks, credit unions, and community development lenders in the way the promise described. Using federal office credit standards, this is meaningful progress attributable to Bera, but not full delivery.