My PACE Act modernizes our system to deliver faster payments, lower costs, and helps families and small businesses keep more of their hard-earned money.
Modernize the payments system to deliver faster, lower-cost transactions by enabling qualified providers direct access to federal payment rails with strong consumer protections.
Occurrences
Rep. Kim Introduces PACE Act to Make Everyday Payments Faster, Cheaper, and More Efficient for Americans
Evidence
Today, U.S. Representatives Young Kim (CA-40) and Sam Liccardo (CA-16) introduced the Payments Access and Consumer Efficiency (PACE) Act to help Americans send and receive money faster and with fewer fees by modernizing how payment companies access payment rails. The release says the bill enables qualified providers to access federal payment systems directly and lists the bill's consumer protections and oversight provisions.
GovInfo lists H.R. 8395, the Payments Access and Consumer Efficiency Act of 2026, as introduced in the House on April 21, 2026, and referred to the Committee on Financial Services. The page identifies Young Kim as sponsor and Sam T. Liccardo as cosponsor.
Assessments
Young Kim sponsored and introduced H.R. 8395, the PACE Act, in the 119th Congress on April 21, 2026. The bill directly matches the promise by seeking to modernize payment rails, allow qualified providers direct access, and add consumer protection and oversight provisions. However, the evidence shows only introduction and referral to the House Financial Services Committee, with no enactment or implementation yet. Because the candidate is still in federal office and the measure remains pending, the promise is not yet delivered or failed.