I am fighting to make sure that insurance companies treat mental health the same physical health.
Ensure insurance companies treat mental health the same as physical health.
Occurrences
Evidence
Congress.gov lists H.R.133 as the Consolidated Appropriations Act, 2021 and states: "12/27/2020 Became Public Law No: 116-260."
The House roll call for H.R.133 on Dec. 21, 2020 recorded the motion as passed 359-53. The member list records "Norcross Democratic New Jersey NJ Yea."
The report says MHPAEA generally requires plans and issuers to ensure financial requirements and treatment limitations for mental health/substance use disorder benefits are no more restrictive than those for medical/surgical benefits. It also says the CAA added a requirement to perform and document comparative analyses of non-quantitative treatment limitations to demonstrate parity.
The report states that every comparative analysis reviewed in the first post-CAA report was initially insufficient, and its 2023 fast facts reported multiple insufficiency letters and initial or final determinations of MHPAEA non-compliance.
The final rule says it amends MHPAEA regulations and adds CAA comparative-analysis requirements. It prohibits group health plans and health insurance issuers from using nonquantitative treatment limitations that place greater restrictions on access to mental health and substance use disorder benefits than on medical/surgical benefits. The rule is effective November 22, 2024.
H.R.7780 included Title VI, the "Strengthening Behavioral Health Benefits Act," and section 602 on "Enforcement of Mental Health and Substance Use Disorder Requirements," amending ERISA civil monetary penalty language to cover parity in mental health and substance use disorder benefits.
The Clerk recorded H.R.7780, the Mental Health Matters Act, as passed 220-205 on Sept. 29, 2022. The member list records "Norcross Democratic New Jersey NJ Yea."
Congress.gov says H.R.7780's latest action was Senate referral to the Committee on Health, Education, Labor, and Pensions on Oct. 11, 2022, and the tracker status was "Passed House."
Assessments
Norcross voted for the enacted Consolidated Appropriations Act, 2021, which strengthened Mental Health Parity and Addiction Equity Act enforcement by requiring comparative analyses of nonquantitative treatment limits. Federal agencies later finalized 2024 parity rules using that authority, directly aimed at preventing insurers and plans from applying stricter access limits to mental health and substance-use benefits than to medical/surgical care. However, the evidence also shows continuing compliance failures, and Norcross's stronger House-backed parity enforcement bill did not become law. This supports partial delivery with later-term timing, not full fulfillment of an 'ensure' promise.