introduced the Payments Access and Consumer Efficiency (PACE) Act to help Americans send and receive money faster and with fewer fees by modernizing how payment companies access payment rails
Support legislation to modernize payment systems so Americans can send and receive money faster and with fewer fees, including direct access to federal payment rails for qualified providers.
Occurrences
The bipartisan Payment Access and Consumer Efficiency (PACE) Act helps solve this problem by modernizing our system to allow regulated payment firms to directly access some of the Federal Reserves payment rails with appropriate safeguards.
Evidence
Rep. Sam Liccardo and Rep. Young Kim introduced the Payments Access and Consumer Efficiency (PACE) Act to help Americans send and receive money faster and with fewer fees by modernizing how payment companies access payment rails. The release says the bill enables qualified providers to access federal payment systems directly.
The fact sheet says the PACE Act would let regulated payment firms directly access some Federal Reserve payment rails, including Fedwire, FedNow, and FedACH, under an optional federal supervisory framework.
Assessments
Liccardo directly sponsored bipartisan PACE Act legislation to modernize payment rails, explicitly aiming to make payments faster and cheaper and to give qualified providers direct access to federal payment systems. That is a concrete, on-point legislative action fulfilling the promise to support this policy change.