He will support policies that expand housing supply, modernize federal housing programs, and strengthen community banks’ ability to finance new construction.

Mike Haridopolos · Florida · Republican

policy impact 3.00 specificity 1.00 extraction confidence 92%

Commitment kind: unknown. Promised action: not established. Promised outcome: not established. Deadline: unknown; not assumed expired.

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Occurrences

voted in favor of the Housing for the 21st Century Act, a pro-growth bill aimed at expanding housing supply, modernizing federal housing programs, and strengthening community banks’ ability to finance new construction

He backs measures to increase housing supply, update federal housing programs, and improve community bank lending for new construction.

Rep. Haridopolos Advances Housing Affordability Agenda on Financial Services Committee | Congressman Mike Haridopolos
primary · press_release · model gpt-5.4-mini

Evidence

unverified · Source version 21724 · locator unknown

The congressman's official site says he continued work on the House Financial Services Committee to address the housing affordability crisis by advancing a pro-growth agenda focused on increasing supply and lowering costs for families.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Concrete support for housing-supply policy in the same term, but it does not show action on federal housing-program modernization.

partial same_term A for effort

Rep. Haridopolos Advances Housing Affordability Agenda on Financial Services Committee | Congressman Mike Haridopolos
primary · model gpt-5.4-mini · confidence 92%

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unverified · Source version 17699 · locator unknown

The official site says that during a House Financial Services Committee hearing, he pressed regulators on how proposed capital rules would affect regional banks.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Concrete committee action on bank-capital rules, which is relevant to community-bank lending capacity but remains indirect evidence for financing new construction.

partial same_term A for effort

WATCH: Rep. Haridopolos Calls Out “One‑Size‑Fits‑All” Banking Rules in Committee Hearing | Congressman Mike Haridopolos
primary · model gpt-5.4-mini · confidence 86%

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unverified · Source version 90200 · locator unknown

Roll Call 224 | Bill Number: H. R. 6644 Vote Question: On Motion to Suspend the Rules and Concur in Senate Adt to House Adt to Senate Adt Status: Passed Haridopolos | Haridopolos | Republican | FL | Yea

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Official House roll call shows Haridopolos voted yea on final House concurrence for H.R. 6644, the housing package later enacted as the 21st Century ROAD to Housing Act.

delivered same_term A for effort

Office of the Clerk, U.S. House of Representatives
secondary · model gpt-5.5 · confidence 94%

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unverified · Source version 66868 · locator unknown

Law Number Public Law 119-101 Date Approved July 11, 2026 Full Title An act to increase the supply of housing in America, and for other purposes.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): GovInfo confirms H.R. 6644 became Public Law 119-101 on July 11, 2026, with a statutory purpose to increase housing supply.

delivered same_term

Public Law 119 - 101 - 21st Century ROAD to Housing Act - PLAW-119publ101 | Content Details | GovInfo
secondary · model gpt-5.5 · confidence 95%

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verified · Source version 54131 · locator 3282

H.R. 6644 reduces unnecessary regulatory barriers to new home construction, modernizes HUD programs, addresses concerns about large investors unfairly competing with individual homebuyers, and enables community banks to more freely deploy funding.

Fetched verbatim passage. AI summary (separate from source): House Financial Services describes the enacted law as covering the promise's three core areas: housing supply, HUD program modernization, and community-bank funding capacity.

delivered same_term

21st Century ROAD to Housing Act Becomes Law | U.S. House Committee on Financial Services
secondary · model gpt-5.5 · confidence 93%

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verified · Source version 90195 · locator 9865

The interim final rule is effective on September 14, 2026. Comments on the rule must be received by October 14, 2026.

Fetched verbatim passage. AI summary (separate from source): Within the lookback window, federal bank regulators made a ROAD Act community-bank relief provision immediately effective by interim final rule.

delivered same_term

Federal Register :: Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
secondary · model gpt-5.5 · confidence 90%

Contest this evidence item

verified · Source version 54135 · locator 9152

The interim final rule is effective September 1, 2026. Comments must be received no later than October 1, 2026.

Fetched verbatim passage. AI summary (separate from source): Within the lookback window, FDIC implemented another ROAD Act banking provision related to reciprocal deposits, adding concrete delivery evidence for community-bank capacity policy.

delivered same_term

Federal Register :: Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act
secondary · model gpt-5.5 · confidence 88%

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verified · Source version 66877 · locator 11388

Section 504 of the 21st Century ROAD to Housing Act includes the Reforming Disaster Recovery Act that authorizes the CDBG-Disaster Recovery program and specifically requires HUD to issue a notice in the Federal Register containing the latest formula allocation methodologies

Fetched verbatim passage. AI summary (separate from source): HUD issued the ROAD Act-required CDBG-DR formula notice, concrete implementation evidence for federal housing program modernization, with comments due on the as-of date.

delivered same_term

Federal Register :: Notice on Community Development Block Grant Disaster Recovery (CDBG-DR) Formula
secondary · model gpt-5.5 · confidence 86%

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verified · Source version 66865 · locator 9151

The interim final rule is effective September 1, 2026. Comments must be received no later than October 1, 2026.

Fetched verbatim passage. AI summary (separate from source): FDIC implemented the ROAD Act reciprocal-deposit changes, a banking-capacity provision relevant to local and community-bank funding availability.

delivered same_term

Federal Register :: Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act
secondary · model gpt-5.5 · confidence 90%

Contest this evidence item

verified · Source version 66867 · locator 2656

Comments are requested on or before September 14, 2026. Late-filed comments will be considered to the extent practicable.

Fetched verbatim passage. AI summary (separate from source): HUD continued implementing the ROAD Act’s CDBG-DR modernization process, with the comment deadline falling inside the lookback window.

delivered same_term

2026-16499.pdf
secondary · model gpt-5.5 · confidence 86%

Contest this evidence item

verified · Source version 66868 · locator 1173

An act to increase the supply of housing in America, and for other purposes.

Fetched verbatim passage. AI summary (separate from source): GovInfo confirms enactment of H.R. 6644 as Public Law 119-101, directly addressing housing supply and related housing-policy reforms.

delivered same_term

Public Law 119 - 101 - 21st Century ROAD to Housing Act - PLAW-119publ101 | Content Details | GovInfo
secondary · model gpt-5.5 · confidence 96%

Contest this evidence item

unverified · Source version 90200 · locator unknown

Haridopolos | Haridopolos | Republican | FL | Yea

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Official House roll call shows Haridopolos voted yes on final House concurrence for the housing package that became law.

delivered same_term A for effort

Office of the Clerk, U.S. House of Representatives
secondary · model gpt-5.5 · confidence 95%

Contest this evidence item

unverified · Source version 66871 · locator unknown

There is one way to reduce prices: You increase supply.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Haridopolos spoke in support of the final housing package on the House floor, expressly tying it to housing-supply expansion.

delivered same_term A for effort

CREC-2026-06-23-pt1-PgH4151-3.pdf
secondary · model gpt-5.5 · confidence 90%

Contest this evidence item

verified · Source version 90194 · locator 4014

The effective date of the revised fees is September 30, 2026.

Fetched verbatim passage. AI summary (separate from source): USDA/RHS made Section 538 rural rental housing guarantee-fee revisions effective within the lookback window, supporting federal housing-program modernization and housing production.

delivered same_term

Federal Register :: Revised Fee Structure for Section 538 Guaranteed Rural Rental Housing Program Initial and Annual Guarantee Fees
secondary · model gpt-5.5 · confidence 89%

Contest this evidence item

verified · Source version 78639 · locator 3157

HUD and USDA are working together to streamline environmental reviews and end regulations that hinder rural housing development.

Fetched verbatim passage. AI summary (separate from source): HUD announced a HUD-USDA MOU under ROAD Act section 802 to streamline federal housing-program processes affecting rural housing development.

delivered same_term

USDA and HUD Historic MOU Establishes a Framework for Collaboration Across Federal Housing Programs | HUD.gov / U.S. Department of Housing and Urban Development (HUD)
secondary · model gpt-5.5 · confidence 90%

Contest this evidence item

verified · Source version 78641 · locator 3636

The pilot will begin on October 9, 2026 and continues until September 25, 2028.

Fetched verbatim passage. AI summary (separate from source): USDA/RHS published a notice for a multifamily housing preservation pilot and higher Section 538 loan-to-cost percentage; as of October 2, the pilot had not yet begun.

partial same_term

Federal Register, Volume 91 Issue 185 (Friday, September 25, 2026)
secondary · model gpt-5.5 · confidence 85%

Contest this evidence item

verified · Source version 90195 · locator 9865

The interim final rule is effective on September 14, 2026.

Fetched verbatim passage. AI summary (separate from source): Bank regulators implemented ROAD Act section 903, expanding the small-institution exam-cycle threshold from $3 billion to $6 billion, which supports community-bank regulatory relief.

delivered same_term

Federal Register :: Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
secondary · model gpt-5.5 · confidence 91%

Contest this evidence item

unverified · Source version 78643 · locator unknown

Status: Passed

Unverified model/legacy excerpt; not proof. AI summary (separate from source): The official House roll call records final House passage of H.R. 6644; existing vote records show Haridopolos voted Yea, tying him directly to support for the enacted housing package.

delivered same_term A for effort

Office of the Clerk, U.S. House of Representatives
secondary · model gpt-5.5 · confidence 94%

Contest this evidence item

unverified · Source version 90178 · locator unknown

FL-513 | Carrfour Supportive Housing | $8,999,760

Unverified model/legacy excerpt; not proof. AI summary (separate from source): HUD announced a CoC Builds award in the lookback window for permanent supportive housing, adding concrete housing-supply funding in Florida.

delivered same_term

Continuum of Care Program Competition | HUD.gov / U.S. Department of Housing and Urban Development (HUD)
primary · model gpt-5.5 · confidence 86%

Contest this evidence item

verified · Source version 90193 · locator 1673

modernize and support updated codes and guidance to define the next fifty years of affordable, factory-built housing

Fetched verbatim passage. AI summary (separate from source): HUD released an action plan implementing manufactured-housing modernization after the ROAD Act removed the permanent-chassis requirement; this is concrete implementation but not a final rule.

partial same_term

HUD Announces the Next Generation Housing Action Plan | HUD.gov / U.S. Department of Housing and Urban Development (HUD)
secondary · model gpt-5.5 · confidence 84%

Contest this evidence item

unverified · Source version 78641 · locator unknown

loan-to-cost percentage is now being increased to 80 percent or less of the total development cost

Unverified model/legacy excerpt; not proof. AI summary (separate from source): USDA increased the Section 538 loan-to-cost cap and began the multifamily preservation pilot by October 9, strengthening federal housing finance/program operations.

delivered same_term

Federal Register, Volume 91 Issue 185 (Friday, September 25, 2026)
secondary · model gpt-5.5 · confidence 87%

Contest this evidence item

unverified · Source version 90195 · locator unknown

raises the asset threshold for certain supervised institutions with less than $6 billion in total assets

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Bank regulators implemented ROAD Act section 903, a small-bank regulatory-relief provision relevant to community-bank capacity.

delivered same_term

Federal Register :: Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
secondary · model gpt-5.5 · confidence 89%

Contest this evidence item

verified · Source version 90197 · locator 1099

voted to pass the 21st Century ROAD to Housing Act

Fetched verbatim passage. AI summary (separate from source): Haridopolos directly supported the same-term housing bill his office described as increasing supply, modernizing housing finance, and supporting community banks.

delivered same_term A for effort

Rep. Haridopolos Votes to Pass Housing Affordability Legislation | Congressman Mike Haridopolos
secondary · model gpt-5.5 · confidence 93%

Contest this evidence item

Assessments

Public state: unverified As of unknown · legacy_unverified · . Original AI recommendation (not independently established): partial. same_term A for effort

Haridopolos took same-term committee actions that aligned with two parts of the promise: he advanced a pro-growth housing affordability agenda aimed at increasing supply, and he pressed regulators on capital rules affecting regional/community banks. That is meaningful support, but the record does not show modernization of federal housing programs or an enacted end result, so this is only partial fulfillment.

provider codex_cli · model gpt-5.4-mini · confidence 87%