Committee Democrats should expand access to capital rather than cut it off.

We should be expanding access to capital, not cutting it off.

Waters commits to supporting broader capital access for borrowers and businesses.

Ranking Member Maxine Waters: American Families are Falling Behind—All Because of the Reckless, Selfish, and Just Flat Out Dumb Policies of This Administration. | U.S. House Committee on Financial Services Democrats
primary · speech · model gpt-5.4-mini

Waters said the committee should consider every tool available to increase access to affordable housing, including ways to leverage credit risk transfers and other forms of reinsurance when it makes sense, while noting that private capital may help absorb losses.

Waters publicly endorsed using committee tools to expand access rather than shut capital off, but framed private capital as supplemental rather than a full replacement for federal support.

partial same_term A for effort

Ranking Member Maxine Waters: “Congress Must Ensure That Fannie and Freddie Meet Their Mission to Provide Liquidity, Sustainability, and Affordability to All Housing Markets in the U.S., and at All Times.” | U.S. House Committee on Financial Services Democrats
primary · model gpt-5.4-mini · confidence 87%

The committee reported H.R. 941, the Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, which the committee said reduces unnecessary reporting requirements on small lenders to ease regulatory burdens and expand access to credit.

The committee took concrete legislative action in the lookback window on a bill explicitly aimed at expanding access to credit, which is directionally consistent with the claim.

partial same_term A for effort

Financial Services Advances 4 Bills | U.S. House Committee on Financial Services
primary · model gpt-5.4-mini · confidence 90%