Will support new banks and expand access to community and rural banks by cutting red tape.

Enhancing community banking operations through cutting red tape, expanding access to community and rural banks, and supporting new banks.

The package is said to cut red tape for community banking and support new banks.

Historic Housing Package Championed by Congressman Andy Barr Sails Through Congress | Press Releases | Congressman Andy Barr
primary · press_release · model gpt-5.4-mini

Congress.gov lists Rep. Andy Barr as sponsor, introduced July 11, 2013; status: Passed House. The summary says the bill directed CFPB to establish an application process for areas to be designated rural for federal consumer financial law.

Barr introduced a concrete rural-lending regulatory relief bill in his first House term, and it passed the House but did not become law in that Congress.

partial same_term A for effort

H.R.2672 - Helping Expand Lending Practices in Rural Communities Act
secondary · model gpt-5.5 · confidence 95%

Public Law 114-94 enacted Title LXXXIX, the Helping Expand Lending Practices in Rural Communities Act of 2015, requiring CFPB to create a rural-area designation application process and amending Truth in Lending Act rural operations provisions.

The rural lending relief policy Barr had pushed was later enacted into law, directly supporting the promise to expand access to rural banks by reducing regulatory barriers.

delivered later_term A for effort

GovInfo: Public Law 114-94, FAST Act, Title LXXXIX - Helping Expand Lending Practices in Rural Communities Act of 2015
secondary · model gpt-5.5 · confidence 92%

Congress.gov records S.2155 as Public Law 115-174. Its CRS summary lists regulatory relief including rural appraisal exemptions, community bank leverage ratio, Volcker Rule relief for small banks, reduced call reports, and longer examination cycles.

A major banking regulatory relief law was enacted during Barr's later federal service and included multiple provisions targeted at community and rural financial institutions.

delivered later_term

Congress.gov: S.2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act
secondary · model gpt-5.5 · confidence 94%

The Clerk records Roll Call 216 on S.2155 as passed, 258-159, and lists Barr, Republican, Kentucky, voting Yea.

Barr voted for the enacted community-bank and rural-credit regulatory relief bill.

delivered later_term A for effort

Roll Call 216 | Bill Number: S. 2155
secondary · model gpt-5.5 · confidence 98%

Public Law 115-174 Title II is titled regulatory relief and consumer access to credit. Section 201 defines qualifying community banks as institutions under $10 billion and treats those exceeding the leverage ratio as meeting capital and leverage requirements.

The enacted law cut capital-compliance complexity for qualifying community banks, matching the red-tape reduction portion of the promise.

delivered later_term

Public Law 115-174, Economic Growth, Regulatory Relief, and Consumer Protection Act
secondary · model gpt-5.5 · confidence 93%

Section 205 requires reduced reporting for covered depository institutions under $5 billion. Section 210 raises the eligible examination-cycle asset threshold from $1 billion to $3 billion.

The enacted law reduced reporting and examination burdens for smaller banks, further supporting fulfillment of the community-bank red-tape promise.

delivered later_term

Public Law 115-174, Economic Growth, Regulatory Relief, and Consumer Protection Act
secondary · model gpt-5.5 · confidence 91%

Congress.gov records H.R.10 as passed House but not enacted. The CRS summary includes Title V, regulatory relief for Main Street and community financial institutions, and Title VI, regulatory relief for strongly capitalized banking organizations.

Barr supported broader banking deregulation that advanced through the House but did not become law in that form, showing effort but not final delivery for that vehicle.

partial later_term A for effort

Congress.gov: H.R.10 - Financial CHOICE Act of 2017
secondary · model gpt-5.5 · confidence 90%

The Clerk records Roll Call 299 on H.R.10, Financial CHOICE Act of 2017, as passed 233-186, and lists Barr, Republican, Kentucky, voting Yea.

Barr voted to pass a House regulatory-relief package for community financial institutions, but the bill stalled in the Senate.

partial later_term A for effort

Office of the Clerk, U.S. House: Roll Call 299, H.R.10
secondary · model gpt-5.5 · confidence 96%