Allow family caregivers to contribute to a Roth IRA without the yearly income cap.

I’m proud to introduce these two pieces of legislation to make it easier for caregivers to save for retirement.

Pettersen backs legislation to remove the Roth IRA income cap for family caregivers so they can keep contributing even when caregiving lowers their earnings.

Reps. Pettersen, Salazar, & Sens. Collins, Warner Introduce Bipartisan, Bicameral Bills to Help Family Caregivers Save for Retirement | U.S. Representative Brittany Pettersen
primary · press_release · model gpt-5.4-mini

introduced two bipartisan bills that would help family caregivers better save for retirement. These bills, the Improving Retirement Security for Family Caregivers Act and the Catching Up Family Caregivers Act, would help address the financial challenges faced by individuals who leave work to care for loved ones.

Pettersen introduced retirement-related bills for family caregivers, including Roth IRA access reforms.

Latest News | U.S. Representative Brittany Pettersen
primary · press_release · model gpt-5.4-mini

To amend the Internal Revenue Code of 1986 to allow additional catch-up contributions for certain family caregivers.

Introduced legislation to expand retirement contribution options for certain family caregivers.

H.R. 8273 (IH) - Catching Up Family Caregivers Act of 2026 - BILLS-119hr8273ih | Content Details | GovInfo
secondary · other · model gpt-5.4-mini

Ms. Pettersen (for herself and Ms. Salazar) introduced the following bill; which was referred to the Committee on Ways and Means

Pettersen introduced a bill to let certain family caregivers contribute to a Roth IRA.

H.R. 8274 (IH) - Improving Retirement Security for Family Caregivers Act of 2026 - BILLS-119hr8274ih | Content Details | GovInfo
secondary · other · model gpt-5.4-mini

The Improving Retirement Security for Family Caregivers Act would: Allow family caregivers to contribute to a Roth IRA... By eliminating this yearly income cap for family caregivers, the bill would help ensure they can continue to save up to $7,000 for retirement even if their wages fall beneath that amount while caring for a loved one.

Pettersen-backed legislation would remove the Roth IRA income cap for family caregivers.

Reps. Pettersen, Salazar, & Sens. Collins, Warner Introduce Bipartisan, Bicameral Bills to Help Family Caregivers Save for Retirement | U.S. Representative Brittany Pettersen
primary · press_release · model gpt-5.4-mini

Last Action Date Listed: April 14, 2026. Action: Ms. Pettersen (for herself and Ms. Salazar) introduced the following bill; which was referred to the Committee on Ways and Means. Bill title states it would amend the Internal Revenue Code to allow certain family caregivers to contribute to a Roth IRA.

The 2026 bill to let family caregivers contribute to a Roth IRA was introduced and referred to Ways and Means, but not enacted or advanced further in the available official record.

unresolved same_term A for effort

H.R. 8274 (IH) - Improving Retirement Security for Family Caregivers Act of 2026 - BILLS-119hr8274ih | Content Details | GovInfo
secondary · model gpt-5.4-mini · confidence 98%

On April 16, 2026, Pettersen's office said she and Rep. Salazar introduced two bipartisan bills, including the Improving Retirement Security for Family Caregivers Act, which would allow family caregivers to contribute to a Roth IRA and states current law caps Roth IRA contributions at the lower of $7,000 or yearly income.

Official press release confirms the commitment was reintroduced in April 2026, but it only shows introduction, not passage or implementation.

unresolved same_term A for effort

Reps. Pettersen, Salazar, & Sens. Collins, Warner Introduce Bipartisan, Bicameral Bills to Help Family Caregivers Save for Retirement | U.S. Representative Brittany Pettersen
primary · model gpt-5.4-mini · confidence 95%