his HSA’s for All Act, which would expand access to Health Savings Accounts (HSAs) and give hardworking Americans more control over their healthcare dollars.
Expand access to Health Savings Accounts and give hardworking Americans more control over their healthcare dollars.
Occurrences
introducing the HSA’s For All Act, legislation to expand access to Health Savings Accounts (HSAs) and give hardworking Americans more control over their healthcare dollars
To amend the Internal Revenue Code of 1986 to expand eligibility for health savings accounts, and for other purposes.
his HSA’s for All Act, which would expand access to Health Savings Accounts (HSAs) and give hardworking Americans more control over their healthcare dollars
Evidence
Last Action Date Listed: February 25, 2026. Action: Mr. Bean of Florida (for himself, Mr. Barrett, and Mr. Haridopolos) introduced the bill; it was referred to the Committee on Ways and Means. Short Title: HSA’s For All Act. Full Title: To amend the Internal Revenue Code of 1986 to expand eligibility for health savings accounts, and for other purposes.
The office said Congressman Aaron Bean was introducing the HSA’s For All Act, legislation to expand access to Health Savings Accounts and give hardworking Americans more control over their healthcare dollars. The release also said H.R. 7681 was building momentum from outside organizations and industry stakeholders.
Last Action Date Listed: February 25, 2026. Action: Mr. Bean of Florida (for himself, Mr. Barrett, and Mr. Haridopolos) introduced the following bill; which was referred to the Committee on Ways and Means. Short Title: HSA’s For All Act. Full Title: To amend the Internal Revenue Code of 1986 to expand eligibility for health savings accounts, and for other purposes.
Congressman Aaron Bean said he was introducing the HSA’s For All Act to expand access to Health Savings Accounts and give hardworking Americans more control over their healthcare dollars. The release says the bill would decouple HSAs from high-deductible health plan requirements, allowing anyone enrolled in an Affordable Care Act plan or an employer-sponsored health plan to open and contribute to an HSA.
Congressman Aaron Bean (FL-04) is answering that call by introducing the HSA’s For All Act, legislation to expand access to Health Savings Accounts (HSAs) and give hardworking Americans more control over their healthcare dollars.
Last Action Date Listed: February 25, 2026. Action: Mr. Bean of Florida (for himself, Mr. Barrett, and Mr. Haridopolos) introduced the bill; it was referred to the Committee on Ways and Means. Full title: To amend the Internal Revenue Code of 1986 to expand eligibility for health savings accounts, and for other purposes.
Bean's office said he was introducing the HSA's For All Act to expand access to Health Savings Accounts and give Americans more control over their healthcare dollars. The release says the bill would decouple HSAs from high-deductible health plan requirements and broaden eligibility.
Last Action Date Listed: February 25, 2026. Action: Mr. Bean of Florida (for himself, Mr. Barrett, and Mr. Haridopolos) introduced the bill; it was referred to the Committee on Ways and Means.
GovInfo lists H.R. 7681, the HSA’s For All Act, sponsored by Aaron Bean in the 119th Congress. The last listed action is February 25, 2026: introduction and referral to the House Committee on Ways and Means. The full title says the bill would amend the Internal Revenue Code to expand HSA eligibility.
Bean’s office announced he was introducing the HSA’s For All Act to expand access to Health Savings Accounts and give Americans more control over healthcare dollars. The release described the bill as decoupling HSAs from high-deductible health plan requirements and broadening eligibility.
IRS Publication 969 for 2025 says an individual must be covered under a high deductible health plan, have no disqualifying other coverage, not be enrolled in Medicare, and not be claimable as another taxpayer’s dependent to qualify for an HSA contribution.
Assessments
Bean introduced H.R. 7681, the HSA's For All Act, in February 2026 to expand HSA eligibility, which is a concrete legislative attempt aligned with the promise. However, the official record shows only introduction and referral to Ways and Means, with no passage, enactment, or implementation, and current IRS guidance still reflects the existing HDHP-linked HSA eligibility rules. Because the promised policy outcome was pursued but not delivered, this should be scored as not fulfilled with an effort badge.
Bean materially pursued the promise by introducing the HSA's For All Act, H.R. 7681, to broaden HSA eligibility and decouple access from high-deductible plan requirements. But the official record provided shows only introduction and referral to Ways and Means on February 25, 2026, with no committee advancement, passage, enactment, or implemented policy change. Under the stated rule, a serious legislative attempt without delivery counts as never, with effort credit.
Aaron Bean materially pursued this promise by introducing H.R. 7681, the HSA's For All Act, on February 25, 2026, to expand eligibility for Health Savings Accounts and give consumers more control over healthcare spending. But the official record provided shows only introduction and referral to the House Ways and Means Committee, with no evidence of committee approval, floor passage, enactment, or implemented policy change. Under the rule that a serious legislative attempt without successful delivery scores as never, this is a failed but genuine same-term effort rather than delivery.
Bean introduced the HSA’s For All Act to expand HSA eligibility, which is a real legislative effort, but the available official record shows only introduction and referral to committee. There is no evidence of enactment, implementation, or achieved expansion of access, so the promise was not fulfilled.
Bean clearly took concrete action on the promise by introducing the HSA's For All Act in the House to expand HSA eligibility and increase consumer control over healthcare spending. However, the official record provided shows only bill introduction and referral to committee, with no evidence of committee approval, floor passage, enactment, or implementation. Because there is a serious legislative attempt but no delivered policy change in the available record, the promise is not fulfilled; and since the latest evidence is from an active term with the measure still only introduced, the best classification is unresolved rather than delivered or partial.
Bean made a concrete federal legislative attempt by introducing H.R. 7681, the HSA's For All Act, to expand HSA eligibility and loosen current access restrictions. However, the evidence shows only introduction and referral to the House Ways and Means Committee, with no enactment, passage, or implemented policy change. Because the promised outcome was not delivered but there was a serious legislative attempt during his current term, this should be scored as not fulfilled with an effort badge.