Expand access to the SBA microloan program for small businesses in the Northern Mariana Islands.

Kimberlyn King-Hinds · Northern Mariana Islands · Republican

policy impact 3.00 specificity 1.00 extraction confidence 96%

Occurrences

introduced by Congresswoman Kimberlyn King-Hinds to give entrepreneurs in the Marianas access to the Small Business Administration’s microloan program for the first time

King-Hinds introduced legislation to make CNMI entrepreneurs eligible for SBA microloans.

House Committee Advances King-Hinds’ Northern Mariana Islands Small Business Access Act with Unanimous Vote | Representative Kimberlyn King-hinds
primary · press_release · model gpt-5.4-mini

Evidence

Latest action: 'Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.' Bill history also shows the House passed H.R. 3496 on Jan. 20, 2026 after suspension of the rules.

Concrete legislative progress toward expanding SBA microloan eligibility to CNMI; the bill passed the House and moved to the Senate, but has not become law.

partial same_term A for effort

H.R.3496 - 119th Congress (2025-2026): Northern Mariana Islands Small Business Access Act | Congress.gov
secondary · model gpt-5.4-mini · confidence 97%

The committee report states H.R. 3496 'allows for the inclusion of the Commonwealth of the Northern Mariana Islands (CNMI) in the U.S. Small Business Administration (SBA) Microloan program' and says the committee ordered the bill reported favorably by roll call vote of 27 ayes to 0 nos.

Official committee action confirms the delegate pursued and advanced a bill to expand microloan access for CNMI.

partial same_term A for effort

H. Rept. 119-402 (H.R. 3496) | GovInfo
secondary · model gpt-5.4-mini · confidence 96%

On the House floor, Ms. King-Hinds said H.R. 3496 'would include my district, the Northern Mariana Islands, in the Small Business Administration’s microloan program' and that it would 'simply add the CNMI to be eligible for the program alongside every other territory.'

Primary floor statement by the delegate shows direct advocacy and intent to secure expanded microloan eligibility.

partial same_term A for effort

Congressional Record — House, January 20, 2026 | GovInfo
secondary · model gpt-5.4-mini · confidence 95%

The bill text states: 'Inclusion of the Commonwealth of the Northern Mariana Islands in the microloan program.' It amends the Small Business Act to insert CNMI after Guam in the microloan eligibility provisions.

The introduced bill directly targets the claimed policy goal, showing the mechanism for expansion of microloan access.

partial same_term A for effort

Text - H.R.3496 - Northern Mariana Islands Small Business Access Act | Congress.gov
secondary · model gpt-5.4-mini · confidence 99%

The member page lists H.R. 3496 among her legislative activity and identifies her as Delegate for the Northern Mariana Islands in the 119th Congress.

Confirms the sponsor and later-term federal office context for the bill activity.

unresolved same_term

Kimberlyn King-Hinds | Congress.gov | Library of Congress
secondary · model gpt-5.4-mini · confidence 86%

The current Congress.gov member page for Kimberlyn King-Hinds lists H.R. 3496, the Northern Mariana Islands Small Business Access Act, with latest action: 'Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship' on 2026-01-26, and the tracker still shows the bill status as Passed House.

Official current congressional record shows the microloan-expansion bill remains pending in Senate committee and has not become law.

partial same_term A for effort

Kimberlyn King-Hinds | Congress.gov | Library of Congress
secondary · model gpt-5.4-mini · confidence 97%

Assessments

never unknown A for effort

King-Hinds directly pursued the promised policy by sponsoring H.R. 3496 to add the Northern Mariana Islands to the SBA microloan program, advancing it through committee and securing House passage in the 119th Congress. But the bill had only been received in the Senate and referred to committee as of January 26, 2026, and had not become law, so the promised expansion was not actually delivered. Because she made a serious legislative effort and materially advanced the measure without completing the outcome, this is best scored as never with effort credit.

provider codex_cli · model gpt-5.4 · confidence 96%

partial same_term A for effort

King-Hinds directly pursued the promise by sponsoring H.R. 3496, a bill specifically amending the Small Business Act to include the Northern Mariana Islands in the SBA microloan program. She advanced it through committee and won House passage, demonstrating substantial and serious effort. However, the evidence shows the bill was only received in the Senate and had not become law, so the promised expansion of access had not yet been fully delivered. Because there was meaningful legislative progress but no completed policy change, the best judgment is partial rather than delivered.

provider openai · model gpt-5.4 · confidence 97%