Introduce and support legislation to improve the Native American Direct Loan program for Native American veterans by allowing refinancing of existing mortgages, creating a Native CDFI relending program, and expanding outreach, homebuyer education, and housing counseling.

Rounds and Tester introduced the Native American Direct Loan Improvement Act... This legislation would reform the Native American Direct Loan (NADL) program... allow Native American veterans to use the NADL program to refinance any other existing mortgage... create a relending program... expand the VA's existing NADL program outreach... "This legislation would improve the Native American Direct Loan program and enhance outreach and other assistance as needed to Native American veterans seeking to qualify for mortgage financing."

Rounds introduced and promoted legislation to expand Native American veterans' access to homeownership assistance through reforms to the VA Native American Direct Loan program.

Rounds and Tester Introduce Legislation ... | U.S. Senator Mike Rounds
secondary · other · model gpt-5.5

Congress.gov lists S.141 as sponsored by Sen. Jerry Moran, introduced January 30, 2023; passed the Senate by unanimous consent on December 12, 2024; passed the House 382-12 on December 16, 2024; and became Public Law 118-210 on January 2, 2025.

The vehicle containing the Native American veterans home loan provisions became law during Rounds's 2021-2027 Senate term.

delivered same_term A for effort

Congress.gov - S.141 - Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act
secondary · model gpt-5.5 · confidence 94%

Congress.gov lists Sen. Rounds, Mike [R-SD] as a cosponsor of S.141, with date cosponsored June 8, 2023.

Rounds formally supported the enacted legislative vehicle as a Senate cosponsor, although he was not the bill's sponsor.

delivered same_term A for effort

Congress.gov - Cosponsors - S.141
secondary · model gpt-5.5 · confidence 93%

Public Law 118-210 includes Title II, Subtitle C, Home Loans, with Sec. 231 titled Improvements to program for direct housing loans made to Native American veterans by the Secretary of Veterans Affairs and Sec. 232 titled Native community development financial institution relending program.

The enacted law directly addresses the Native American Direct Loan program and creates the Native CDFI relending program named in the promise.

delivered same_term A for effort

GovInfo - Public Law 118-210 - Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act
secondary · model gpt-5.5 · confidence 96%

Sec. 231 amends 38 U.S.C. 3762(h) to state that the Secretary may make direct loans to Native American veterans to refinance existing mortgage loans, including existing loans under the section, existing non-program mortgage loans, and refinance loans used to repair, alter, or improve a dwelling.

This fulfills the refinancing component of the promise.

delivered same_term A for effort

GovInfo - Public Law 118-210 - Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act
secondary · model gpt-5.5 · confidence 96%

Sec. 231 expands outreach by requiring partnerships with tribal organizations, tribally designated housing entities, Native CDFIs, and nonprofits for outreach, homebuyer education, housing counseling, and post-purchase education; it also requires information and training about the relending program.

This fulfills the outreach, homebuyer education, and housing counseling component of the promise.

delivered same_term A for effort

GovInfo - Public Law 118-210 - Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act
secondary · model gpt-5.5 · confidence 95%

Sec. 232 adds 38 U.S.C. 3762A, authorizing VA to make loans to Native community development financial institutions so they may relend loan amounts to qualified Native American veterans for purchase, construction, improvement, or refinance of dwellings on trust land.

This fulfills the Native CDFI relending-program component of the promise.

delivered same_term A for effort

GovInfo - Public Law 118-210 - Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act
secondary · model gpt-5.5 · confidence 96%

The current U.S. Code shows 38 U.S.C. 3762(h) authorizing direct loans to Native American veterans to refinance existing mortgage loans, 3762(i)(2)(G) requiring outreach, homebuyer education and housing counseling partnerships, and 3762A establishing the Native community development financial institution relending program.

Codified law confirms that the promise's three substantive program changes are now in effect in title 38.

delivered same_term A for effort

U.S. Code - 38 U.S.C. Chapter 37, Subchapter V - Direct Housing Loans for Native American Veterans
secondary · model gpt-5.5 · confidence 97%