I support real solutions to rising health care costs: Nationwide Shopping for Insurance Allowing insurance companies to operate under interstate commerce laws will lead to more competition, better prices and offerings.
Allow insurance companies to sell health insurance across state lines under interstate commerce laws to increase competition and lower prices.
Occurrences
Evidence
S.647 proposed cooperative governing of individual health insurance coverage offered in interstate commerce. The introduced text named Cruz, Vitter, Crapo, Rubio, Barrasso, and Enzi; it was read twice and referred to Senate Finance.
Congress.gov lists S.647's latest action as March 3, 2015: read twice and referred to the Committee on Finance. The tracker says the bill had the status Introduced.
S.2021 would apply the laws of a primary state to individual health insurance coverage offered by that insurer in any secondary state and exempt insurers from secondary-state laws that would prohibit or regulate operation there. Its latest action was referral to Senate Finance, with status Introduced.
The CRS summary says individual health insurance coverage would be governed by the laws of a state designated by the health insurance issuer. Congress.gov lists the bill as read twice and referred to Senate Finance, with status Introduced.
On July 28, 2017, the Senate rejected McConnell Amendment No. 667 to H.R.1628, the American Health Care Act of 2017, by 49 yeas to 51 nays. Scott of South Carolina voted Yea.
Assessments
The promised federal policy was not enacted during Tim Scott's 2014 special-election Senate term or later. Matching interstate health-insurance sale bills in the 114th and 115th Congresses remained introduced/referred and never became law, and the 2017 ACA-repeal vote Scott supported failed 49-51. Scott did take legislative action by voting for a failed health-care vehicle, so effort credit is warranted, but the promised outcome was not delivered.