I’m dedicated to finding ways to ... strengthen the Affordable Care Act
Strengthen the Affordable Care Act and protect its guardrails for people with pre-existing conditions.
Occurrences
Evidence
HealthCare.gov states that all Marketplace plans must cover treatment for pre-existing medical conditions, and that no insurance plan can reject an applicant, charge more, or refuse to pay essential health benefits because of a pre-existing condition.
On August 12, 2022, the House passed H.R. 5376 on the motion to concur in the Senate amendment, 220-207. The Clerk records Davids (KS), Democrat, Kansas, as voting Yea.
Section 12001 of Public Law 117-169 extended Affordable Care Act premium tax credit enhancements by amending the applicable dates through taxable years beginning before January 1, 2026.
CMS reported 24.2 million consumers selected Marketplace coverage for 2025 and said the Inflation Reduction Act gave many previously ineligible middle-income people access to lower premiums. CMS also stated the enhanced tax credits remained available through 2025 but were set to expire in 2026 without congressional action.
CBO stated that the expanded premium tax credit expires at the end of calendar year 2025 and estimated that expiration would increase the number of people without health insurance by 4.2 million in 2034 relative to a permanent extension. CBO also estimated H.R. 1 would increase the uninsured by 10.9 million in 2034 relative to baseline.
On July 3, 2025, the House agreed to the Senate amendment to H.R. 1 by a recorded vote of 218-214. The Clerk records Davids (KS), Democrat, Kansas, as voting No.
Congress.gov records H.R. 1 as becoming Public Law No. 119-21 on July 4, 2025, after House passage, Senate passage, and House agreement to the Senate amendment.
CMS reported that during the 2026 Open Enrollment Period, 23.1 million consumers selected or were automatically re-enrolled in coverage through HealthCare.gov and State-Based Exchanges, with nearly half of enrollees between 100% and 150% of the federal poverty level and the vast majority receiving financial assistance.
Assessments
Davids took concrete federal action consistent with the promise, including voting for the Inflation Reduction Act's temporary extension of enhanced ACA premium tax credits and later voting against H.R. 1, which CBO estimated would increase the uninsured. The ACA's pre-existing-condition protections remained in force and Marketplace enrollment stayed high during and after the relevant service period. However, the affordability enhancements were temporary, no permanent strengthening or new pre-existing-condition guardrail was enacted, and later legislation undercut coverage protections despite her opposition. This supports partial credit, not full delivery.