CONGRESSMAN CLEO FIELDS CALLS FOR LONG-TERM REAUTHORIZATION AND REFORM OF NFIP
Secure long-term reauthorization and reform of the National Flood Insurance Program.
Occurrences
Evidence
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Section 5004 is titled "Extension of National Flood Insurance Program" and amends the National Flood Insurance Act financing and program-expiration dates by replacing "September 30, 2023" with "September 30, 2026."
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Section 1709 applies sections 1309(a) and 1319 of the National Flood Insurance Act of 1968 by substituting the date specified in section 1106, which made authorities available through September 30, 2025.
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Roll Call 70 on H.R. 1968 lists the vote question as "On Passage," status "Passed," and shows Representative Fields, Democratic, Louisiana, voting "Nay."
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The official House site states that Fields was named to the House Financial Services Committee, which "oversees the banking, securities, and insurance industries."
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GovInfo lists H.R. 9511 as the NFIP Premium Transparency Act, introduced by Mr. Fields on June 29, 2026, with Carter, Bresnahan, and Ezell, and referred to the Committee on Financial Services. The bill title is to require FEMA to develop a flood insurance information tool.
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The CRS Insight says the NFIP is currently authorized until September 30, 2026 and that since the end of FY2017, 35 short-term NFIP reauthorizations have been enacted.
Assessments
As of August 15, 2026, the NFIP has only been extended through September 30, 2026 via short-term authorization, not through a long-term reauthorization and reform package. Fields has materially attempted NFIP reform by introducing H.R. 9511, the NFIP Premium Transparency Act, but that bill appears only introduced/referred and not enacted. The temporary extensions do not satisfy the promise, and Fields is not shown to have secured the enacted short-term extension as a promised long-term reform outcome.
The promised outcome was long-term NFIP reauthorization and reform. During Fields's current House term, Congress enacted short-term NFIP extensions through September 30, 2025 and then September 30, 2026, which kept the program authorized but did not amount to long-term reauthorization or a substantive reform package. The record also does not show Fields introducing, sponsoring, or materially advancing a successful NFIP reform bill; one cited extension passed over his Nay vote. This supports partial credit for temporary continuation, not full delivery.