Rep. Downing announced that he introduced the Native American Housing and Self-Determination Modernization Act. The release says key provisions include “Modernizing the Section 184 lending program to expand private financing options.”
Downing took concrete legislative action in his House term matching the promise, but the cited action was introduction of a bill, not enactment or implementation.
The draft bill text identifies Mr. Downing as introducing a bill to reauthorize NAHASDA. Its table of contents includes “Sec. 16. Section 184 Indian home loan guarantee program.”
The bill text confirms a specific Section 184 provision in Downing’s proposed legislation, showing effort toward the promise but not proving enactment.
Section 16 would amend the Section 184 Indian home loan guarantee program, including direct guarantee endorsement authority for eligible lenders and reauthorization of loan-guarantee costs for fiscal years 2026 through 2032.
The proposed language is substantively related to expanding private financing options, but as bill text it remains an attempted legislative route rather than delivered policy.
The release says NAHASDA “has not been updated since 2008” and that its programs “have not been authorized since 2013.”
Downing’s own release frames the relevant housing programs as still needing statutory modernization, supporting that the promised modernization had not yet been delivered when he introduced the bill.