Create a United States Insurance Representative appointed by the Treasury Secretary.

create a United States Insurance Representative appointed by the Treasury Secretary

The bill would create a Treasury-appointed United States Insurance Representative.

Downing Introduces McCarran-Ferguson Restoration Act | Representative Troy Downing
primary · press_release · model gpt-5.4-mini

unverified · Source version 23260 · locator unknown

Congressman Troy Downing introduced the McCarran-Ferguson Restoration Act. The release says the legislation would eliminate the Federal Insurance Office, create a United States Insurance Representative appointed by the Treasury Secretary, and expand state insurance representation on FSOC.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Downing took concrete legislative action in the 119th Congress to create the promised United States Insurance Representative, but introduction alone is not enactment.

partial same_term A for effort

Downing Introduces McCarran-Ferguson Restoration Act | Representative Troy Downing
primary · model gpt-5.5 · confidence 95%

unverified · Source version 40787 · locator unknown

The draft bill text states: 'To eliminate the Federal Insurance Office ... and to establish a United States Insurance Representative within the Department of the Treasury.' Section 3 would amend 31 U.S.C. 313 so the Treasury Secretary must appoint a United States Insurance Representative within one year after enactment.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): The bill text matches the promise by creating the position and assigning appointment authority to the Treasury Secretary, but the text is proposed legislation rather than enacted law.

partial same_term A for effort

McCarran-Ferguson Restoration Act bill text
secondary · model gpt-5.5 · confidence 94%

unverified · Source version 40788 · locator unknown

The U.S. Code page says the text contains laws in effect on June 22, 2026. Section 313 remains titled 'Federal Insurance Office' and provides that the office is headed by a Director appointed by the Secretary of the Treasury.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Current codified law shortly before the July 3, 2026 assessment still contains the Federal Insurance Office structure, not the promised United States Insurance Representative, indicating the proposal had not become law.

never same_term A for effort

31 U.S.C. 313: Federal Insurance Office
secondary · model gpt-5.5 · confidence 92%

unverified · Source version 23264 · locator unknown

The official House site states that Republican Congressman Troy Downing is currently serving his first term as the United States Representative for Montana's Second Congressional District.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): This establishes the relevant federal term for assessing action on the promise: Downing's first House term beginning in the 119th Congress.

unresolved same_term

Representative Troy Downing |
primary · model gpt-5.5 · confidence 90%

unverified · Source version 61537 · locator unknown

Last Action Date Listed January 16, 2026 Action Mr. Downing (for himself, Mr. Fitzgerald, and Mr. Ogles) introduced the following bill; which was referred to the Committee on Financial Services

Unverified model/legacy excerpt; not proof. AI summary (separate from source): GovInfo shows Downing introduced H.R. 7130 and it was referred to House Financial Services; this is concrete effort toward creating the office, but not enactment.

partial same_term A for effort

H.R. 7130 (IH) - McCarran-Ferguson Restoration Act - BILLS-119hr7130ih | Content Details | GovInfo
secondary · model gpt-5.5 · confidence 96%

unverified · Source version 61539 · locator unknown

31 USC 313: Federal Insurance Office Text contains those laws in effect on August 31, 2026 From Title 31-MONEY AND FINANCE SUBTITLE I-GENERAL CHAPTER 3-DEPARTMENT OF THE TREASURY SUBCHAPTER I-ORGANIZATION ### §313. Federal Insurance Office (a) Establishment.-There is established within the Department of the Treasury the Federal Insurance Office. (b) Leadership.-The Office shall be headed by a Director, who shall be appointed by the Secretary of the Treasury.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): The latest available official U.S. Code text still codifies the Federal Insurance Office and Director rather than a United States Insurance Representative, so delivery remains unresolved absent enactment.

unresolved same_term

31 USC 313: Federal Insurance Office
secondary · model gpt-5.5 · confidence 90%