Expand state insurance representation on the Financial Stability Oversight Council by elevating the current nonvoting state insurance commissioner to a voting member.

Troy Downing · Montana · Republican

oversight impact 3.00 specificity 1.00 extraction confidence 97%

Commitment kind: unknown. Promised action: not established. Promised outcome: not established. Deadline: unknown; not assumed expired.

Occurrences

expand state insurance representation on the Financial Stability Oversight Council (FSOC) by elevating the current nonvoting state insurance commissioner to a voting member

The legislation would give the state insurance commissioner a voting seat on FSOC.

Downing Introduces McCarran-Ferguson Restoration Act | Representative Troy Downing
primary · press_release · model gpt-5.4-mini

Evidence

legacy_unverified · Source version not recorded · locator unknown

The voting members include an independent member appointed by the President, with Senate consent, having insurance expertise. The nonvoting members include a State insurance commissioner designated by State insurance commissioners.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): The underlying statute created FSOC with an insurance-expertise voting seat, but placed the state insurance commissioner in the nonvoting category, which is the status the promise sought to change.

never unknown

Public Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act
secondary · model gpt-5.5 · confidence 98%

legacy_unverified · Source version not recorded · locator unknown

The Council consists of ten voting members and five nonvoting members. The voting members include an independent member having insurance expertise. The nonvoting members include a state insurance commissioner designated by the state insurance commissioners.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): During Downing's House term, FSOC still listed the state insurance commissioner as a nonvoting member, showing the promised elevation had not occurred.

never same_term

Financial Stability Oversight Council 2025 Annual Report
secondary · model gpt-5.5 · confidence 99%

legacy_unverified · Source version not recorded · locator unknown

Republican Congressman Troy Downing is currently serving his first term as the United States Representative for Montana's Second Congressional District.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Establishes the relevant federal service window for judging the promise: Downing's first House term began in the 119th Congress, and the FSOC membership remained unchanged during that term in available official records.

unresolved same_term

Representative Troy Downing |
primary · model gpt-5.5 · confidence 95%

legacy_unverified · Source version not recorded · locator unknown

Sponsor: Rep. Downing, Troy [R-MT-2]. Latest Action: House - 01/16/2026 Referred to the House Committee on Financial Services. This bill has the status Introduced.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): Downing took concrete same-term action by sponsoring H.R.7130, but the official bill record still shows only introduction and referral to committee, not House passage, Senate passage, presentment, or enactment. The commitment remains unresolved, with a clear effort badge.

unresolved same_term A for effort

All Information (Except Text) for H.R.7130 - McCarran-Ferguson Restoration Act
secondary · model gpt-5.5 · confidence 97%

legacy_unverified · Source version not recorded · locator unknown

Mr. Downing introduced H.R.7130. Section 5 would add a State insurance commissioner as a voting FSOC member and would strike the existing nonvoting state insurance commissioner subparagraph.

Unverified model/legacy excerpt; not proof. AI summary (separate from source): The introduced bill text directly targets the promised policy change by converting the state insurance commissioner role from nonvoting to voting, but because this is only introduced bill text, it evidences serious effort rather than delivery.

unresolved same_term A for effort

H.R. 7130 Introduced in House - McCarran-Ferguson Restoration Act
secondary · model gpt-5.5 · confidence 98%

Assessments

Public state: unverified As of unknown · legacy_unverified · . Original AI recommendation (not independently established): unresolved. same_term A for effort

Downing materially advanced the promised policy in his same House term by sponsoring H.R.7130, whose text would convert the state insurance commissioner on FSOC from nonvoting to voting. However, the bill remains only introduced and referred to the House Financial Services Committee, and current FSOC/US Code membership still lists the state insurance commissioner as a nonvoting member. Because the promised outcome has not been enacted but the term and bill remain active, the correct status is unresolved with an effort badge.

provider codex_cli · model gpt-5.5 · confidence 97%