Advocate for policies that strengthen financial markets, expand access to capital, and empower rural small businesses.

As a member of the House Financial Services Committee, he advocates for policies that strengthen financial markets, expand access to capital, and empower rural small businesses.

Downing commits to advocating for financial-market, capital-access, and rural small business policies in Congress.

Troy Downing for Congress | Official Campaign Website
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Congressman Troy Downing introduced the Informed Investor Access Act to modernize the definition of an accredited investor and expand access to private investment opportunities for Americans receiving professional financial advice. The release says the bill creates a new pathway for people receiving personalized investment advice from a registered investment adviser or broker-dealer to qualify as accredited investors, and cites support for capital formation and investor access.

Within the lookback window, Downing introduced capital-markets legislation aimed at expanding investor access to private investment opportunities while preserving investor protections.

delivered same_term A for effort

Congressman Downing Introduces Informed Investor Access Act to Expand Investment Opportunities
secondary · model gpt-5.5 · confidence 95%

The bill text states that Mr. Downing introduced a bill to amend the definition of accredited investor to include individuals receiving advice from certain professionals. It would add natural persons receiving personalized investment advice or recommendations from registered investment advisers or registered broker-dealers, and would direct the SEC to revise its accredited investor rules accordingly.

The bill text verifies the legislative mechanism behind Downing's July 2026 investor-access proposal.

delivered same_term A for effort

Informed Investor Access Act bill text
secondary · model gpt-5.5 · confidence 93%

The House Financial Services Subcommittee on Capital Markets held a hearing on the modern investment ecosystem and investment strategies available to Americans. The committee recap says Rep. Troy Downing asked witnesses to compare costs of active and passive funds; the recap also frames the hearing around expanding investment opportunities and strengthening capital markets, including capital formation for small- and mid-size companies.

Within the lookback window, Downing participated in a Capital Markets hearing directly tied to investment access, market structure, and capital formation.

partial same_term A for effort

Capital Markets Subcommittee Reviews the Evolving Investment Landscape and Market Regulation
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Downing introduced the Retirement Investment Choice Act to codify Executive Order 14330 and democratize access to alternative investments for 401(k) investors. The release says the bill directs the Department of Labor and SEC to reduce regulatory barriers that prohibit investments such as private equity, real estate, and digital assets from inclusion in 401(k) retirement plans.

Downing previously introduced financial-market access legislation to broaden investment options in retirement plans.

delivered same_term A for effort

Downing Introduces Bill to Democratize Access to Alternative Assets for 401(k) Investors
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Downing and Rep. Hillary Scholten introduced the bipartisan AI-WISE Act, requiring the Small Business Administration to develop AI-literacy resources on its e-learning platform. Downing said AI could be a force multiplier for small businesses that drive Montana's economy and that the bill would provide Main Street with practical resources.

This supports the small-business empowerment part of the commitment, though it is about technology adoption rather than capital access.

partial same_term A for effort

Downing, Scholten Introduce Legislation to Help Small Businesses Develop AI Literacy
secondary · model gpt-5.5 · confidence 84%

H.R. 4495 states that Mr. Downing introduced the SBA Fraud Enforcement Extension Act. The bill extends the statute of limitations for criminal prosecutions or civil enforcement actions involving fraud in the Shuttered Venue Operators Grant and Restaurant Revitalization Fund programs from 5 years to 10 years.

Downing sponsored legislation aimed at protecting the integrity of SBA pandemic-assistance programs tied to small businesses, especially restaurants and venues.

partial same_term A for effort

H.R. 4495, SBA Fraud Enforcement Extension Act
secondary · model gpt-5.5 · confidence 82%